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Payl8r: Buy now pay later reviews

4.81
Based on 4,218 reviews, last reviewed 11th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4218)

Easy to use, useful and clear

5
Used this for some things I wanted and it was easy to use and understand Reviewed on: 12th August 2021

Just needs a little polish

5
They've got everything there now they just need a little polish and finesse eg the ability to make plan payment date changes yourself rather than having to email them but all in all it's a great service Reviewed on: 12th August 2021

No hassle, lots of help

5
Didn't want to wait and see my purchase leave the shop, had half the money. Payl8r helped with the rest, and interest is not bad as well Reviewed on: 12th August 2021

Great service, very affordable.

4
Incredibly helpful staff, quick and easy sign-up process. Can't complain at all! Reviewed on: 12th August 2021

Brilliant

5
My experience with payl8r has been fantastic Reviewed on: 12th August 2021

Best

5
Big and easy help ….. when your pocket is empty Reviewed on: 12th August 2021

So easy to use

5
Quick and easy just what you want in a payment instalment platform Reviewed on: 12th August 2021

Very Down to Earth

5
They were extremely easy to chat to and I was able to easily resolve my issue with late payments which I obviously very much discourage. Once I am in a much better stable state I will be recommending and will consider their services again in future. Reviewed on: 12th August 2021

So happy with this company

5
I’m due to have a baby so getting extensions out right wasn’t possible due to having to buy for my baby, this company gave me a chance to pay my extensions off rather than use a big chunk of money before I was due! Helped me so much and it’s so easy and quick to apply! Highly recommend Reviewed on: 12th August 2021

Brilliant just when I needed them!

5
Honestly being able to get and afford the treatments I wanted have been possible due to Payl8r. Also paying was so simple at the end of my treatment. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review