Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

fantastic site to get your plate

5
looked at the registration they had found the one I liked at a good price filled in the forms and they did the rest no worries Reviewed on: 10th July 2025
barry l's avatar
barry l

Brilliant company

5
Never had an issue always kept up to date via emajls Reviewed on: 10th July 2025
Kim g's avatar
Kim g

Excellent

5
Overall the service has been great. It was easy to use the service and it enabled me to get the furniture i required. Reviewed on: 10th July 2025
Scott G's avatar
Scott G

Friendly when you call up and have any issues, great...

5
Friendly when you call up and have any issues, great service reminds you when ur payment is coming out really recommend Reviewed on: 10th July 2025
Jake maile's avatar
Jake maile

Great and easy to apply for very happy

5
Great and easy to apply for very happy Reviewed on: 10th July 2025
Sally L's avatar
Sally L

Great service from these guys, only downturn is how...

5
Great service from these guys, only downturn is how your roped in with the “representative” then completing what’s owed changes, aren’t astronomical but still be best to have a flat rate for all Reviewed on: 10th July 2025
Carlos 's avatar
Carlos

Straight forward, easy application process

5
Straight forward, easy application process Reviewed on: 10th July 2025
Bonita B's avatar
Bonita B

So easy to order.

5
So easy to order.Regular updates on when my next payment will be taken. Reviewed on: 10th July 2025
Laura H's avatar
Laura H

Efficient service

5
They are efficient and always reminding me of my next payment which kept me in check Reviewed on: 10th July 2025
Olu's avatar
Olu

Great buisness very helpful

5
My experience has been great, and i have had no problems with using it. Reviewed on: 10th July 2025
Elspeth P's avatar
Elspeth P

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill