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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing 100% would recommend

5
Great to use, easy access you can see all your payments which are due and which have been paid can also see the balance left. Makes spreading payments so much easier and you get a text every month reminding you when there taking the money from your account which is so helpful! Can use at loads of different retailers and for large purchases. Reviewed on: 12th August 2021
megan greenhalgh's avatar
megan greenhalgh

Amazing

5
Understanding and quick and easy Reviewed on: 12th August 2021
Jessica Hayward's avatar
Jessica Hayward

Amazing service

5
Convenient way of paying. Set up is easy, quick and convenient. Reviewed on: 12th August 2021
Anne Reichel's avatar
Anne Reichel

Amazing!

5
I have found this the easiest most reliable finance company I’ve used! Really fair with interesting and great monthly payment options. Will always stick with this when needed! Thank you Reviewed on: 12th August 2021
Tamara 's avatar
Tamara

Affordable sim Elle and quick

5
Great percentage and really easy to use for spreading a retail product over a few month Reviewed on: 12th August 2021
Caleb's avatar
Caleb

Amazing!!

5
It was an easy process filling the form, getting approved and the customer service is great! I was able to study my certificate through PAYL8R, I am so thankful and would highly highly recommend! They give you gentle reminders a few days in advance before payment is due and if you are having problems with paying just speak to their fantastic customer service team. Highly recommended! Reviewed on: 12th August 2021
Kayleigh Tusa 's avatar
Kayleigh Tusa

Payl8r allows luxury for everyone

5
Payl8r has allowed me to have so many beautiful things that normally would be out of my price range, by allowing fair and regular payments. They ensure they update you with up and coming payments regularly and make using there service so easy. I think they are fab! Reviewed on: 12th August 2021
Monique 's avatar
Monique

Best company to use

5
I have used this company for a couple of years, for hair extenions. As their are so expensive now. They are amazing company I would highly reccomend. They are so understanding. I asked to change my payment day to the end of each month, as that when I get payed. Within ten minutes they had change the date for me. Reviewed on: 12th August 2021
Alice's avatar
Alice

Quick easy and no stress when money is a little tight

5
Positive experience helps me when money isn’t great one month and I still need to but things Reviewed on: 12th August 2021
Amelia's avatar
Amelia

Amazing

5
Payl8r enables me to buy all the things I want and not have to worry about an upfront cos Reviewed on: 12th August 2021
Hayley fisher 's avatar
Hayley fisher

Review Payl8r: Buy now pay later now

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