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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing and so handy

5
So straight forward and customer service is so helpful I have recommended it to all friends and family ! So trust worthy Reviewed on: 12th August 2021

Great service!

5
Easy and simple, customer service is great! Making life easier Reviewed on: 12th August 2021

Good communication

4
Good company with clear and concise communication Reviewed on: 12th August 2021

Great and easy

5
Great and easy service no complications I would use again and again. Reviewed on: 12th August 2021

Not clear

2
It isn’t very clear to make payments etc. It says you can pay in 30 days something like that but never gives you an option to do that. I have contacted the company also in the past for help paying off balance early and had no replies. Just want money I think. Reviewed on: 12th August 2021

Great service

5
I was accepted straight away, no hassle. Really good service Reviewed on: 12th August 2021

The best

5
Great experience. Deserve my vote Reviewed on: 12th August 2021

Great service

5
Amazing service and support provided at all times! Reviewed on: 12th August 2021

Great experience!

5
Had an amazing experience with Payl8r. Very easy and convenient to use! Reviewed on: 12th August 2021

Fabulous

5
Fantastic service, easy to use, Reviewed on: 12th August 2021