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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Very cool

Very cool, very convenient would definitely recommend to everyone I know Reviewed on: 1st July 2020

Brilliant

Great service and made me feel comfortable all the way through Reviewed on: 1st July 2020

Fantastic!

Great company, easy to use and deal with and a great help for me financially Reviewed on: 1st July 2020

Fast funds solution

Funds were needed to cover vet bills for my cat, applied easily through the vet office and application was complete and funds received the following day Reviewed on: 1st July 2020

Easy and efficient!

Found the process incredibly simple to use and very quick. Reviewed on: 1st July 2020

Excellent and useful

Payl8r is very handy and easy to use. Would recommend! Reviewed on: 1st July 2020

Finance made simple

It was great to set up a simple repayment plan with ease and monitor using the online app. Reviewed on: 1st July 2020

Really good !

Quickly accepted for a course I needed to do! Payments are taken out as direct debit and get reminders leading up to the day so I don’t fall behind ! Reviewed on: 1st July 2020

Excellent service

I find that the service is very quick and user friendly! The service is there when required with no lengthy procedures to go through. Definitely a way forward on how to pay for things. Reviewed on: 1st July 2020

Easy and Straight forward Finance

Easy to set up. Layout of website easy to understand and navigate. Monthly emails to let you know when payments have been taken. Overall very good service. Would use again. Reviewed on: 1st July 2020

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