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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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See only 5 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4219)

Great

5
Very easy to use and makes it very convenient Reviewed on: 29th June 2020
Jordan's avatar
Jordan

Making life easy

5
First sort of paylater thing i ever used. It was an easy website to navigate and make payments. The monthly emails telling you well done for making payments is also motivational. Would highly recommend using Reviewed on: 29th June 2020
Am's avatar
Am

Efficient and easy

5
The payment reminders and process of tracking what I have paid and what I have left to pay is handy and accessible Reviewed on: 29th June 2020
Emma Dalgetty's avatar
Emma Dalgetty

Great experience

5
This is a great way to spread payments when you can’t afford to pay all at once, good communication and service Reviewed on: 29th June 2020
Gemma's avatar
Gemma

Excellent company

5
Fab credit company so easy to use Reviewed on: 29th June 2020
Lesley's avatar
Lesley

Friendly and helpful

5
Had no problem with them at all and almost at the end of my finance with them. Been helpful the whole time when I’ve needed to call. Reviewed on: 29th June 2020
Emily's avatar
Emily

Easy, convenient, amazing

5
I love the concept of this, I sometimes have costs where I can’t pay for something straight away and even being able to delay payment until payday with no interest is a lifesaver, especially give the current pandemic. I have always found the process so quick and easy and lifesaver Reviewed on: 29th June 2020
Toni 's avatar
Toni

Amazing service!!

5
I have always been a little unsure of using services like these however Payl8r was so simple and easy, everything is explained with a simple layout which allows you log in whenever, also the interest was so low compared to others. Reviewed on: 29th June 2020
Zoe Kemp's avatar
Zoe Kemp

Great payment option

5
I have used payl8r a handful of times for paying for purchases. Really easy and straightforward to do. I would definitely recommend. Reviewed on: 29th June 2020
cg90's avatar
cg90

Honest Genuine Company

5
Used this company to purchase my hair extensions. Rather then fork out 500 pounds at once (which I couldnt do) I put so much down as a deposit, there is a minimum amount but you can change it if you want to pay more. It then shows you how much your monthly payment will be and you pick how long. The interest rate is clear and not ridiculous. Fair company. Reviewed on: 29th June 2020
Joanna potts's avatar
Joanna potts

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