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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Love it!

5
I started using Payl8r when I started getting hair extensions! Payl8r is good and easy to use especially because I can’t afford to pay for new hair extensions up front! You can pay it over a few months and it gets taken straight out your bank on your chosen day! Will never use anything else! Reviewed on: 29th June 2020
Ayla atkins 's avatar
Ayla atkins

Pleasure to do business with 5*

5
I would definitely recommend A pleasure to deal with service 5* Customer service excellent Look forward to dealing with you again in the near future Reviewed on: 29th June 2020
Julie 's avatar
Julie

Amazing

5
Great company, quick and easy to sort out your application. Would definitely recommend Reviewed on: 29th June 2020
Paige's avatar
Paige

Payl8tr

5
Great service would definitely recommend Reviewed on: 29th June 2020
Karl Clarke's avatar
Karl Clarke

Very good

5
Very good, always remind me my payments via text. So good!! Thank you x Reviewed on: 29th June 2020
Paige's avatar
Paige

Great service!

5
I did a make-up course through the payl8r scheme and was very happy with the service. I wouldn't have been able to do my course without using payl8r. Reviewed on: 29th June 2020
Sophie 's avatar
Sophie

Excellent service

5
Payl8r is extremely easy to use, customer service is excellent and any queries I’ve had have been dealt with amazingly by customer service with full guidance, when I decided to pay the rest of my payments in full customer service helped me and the final payment was also reduced paying it off early as there was less interest to pay. All in all an excellent service and would really recommend Reviewed on: 29th June 2020
Abbie Spare's avatar
Abbie Spare

Great experience

5
I’ve had nothing but good experiences with pay l8r. Great customer service and a great payment method for people who may not have the funds straight away Reviewed on: 29th June 2020
Amy's avatar
Amy

Fantastic company

5
I took out a short loan with Pay l8er and they are a fantastic company. So easy to use and they remind you when your payment is coming out which is really helpful. Definitely recommend to anyone. Reviewed on: 29th June 2020
Maddie 's avatar
Maddie

Very easy

5
Fab services with pay later. Easy to pay off early too! Would defo use again Reviewed on: 29th June 2020
Courtney's avatar
Courtney

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