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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Fantastic!

5
Super easy and super efficient! Reviewed on: 29th June 2020

Easiest website!

5
So easy to use, their site is so clear and informative and their customer services are great Reviewed on: 29th June 2020

Easy and efficient

5
Had 2 loans out with payl8r and both been so easy to keep on time with due to notifications and reminders! Reviewed on: 29th June 2020

Quick and Easy

5
I love Payl8r it’s really simple and quick which is just what’s needed with today’s busy lives! Reviewed on: 29th June 2020

very good at communicating and great customer service

5
very polite customer service every time i rang up about a payment issue and the issue was always sorted swiftly Reviewed on: 29th June 2020

Great company

5
Came across an issue when I changed banks but was able to get the issue resolved quickly!! Emailed and got a response within a day. The company were very helpful and it meant my credit wasn't affected. Reviewed on: 29th June 2020

Superb

5
Excellent service great communication. Reviewed on: 29th June 2020

Quick and easy

5
I used payl8r for beauty works and i’ve had no issues. I get texts telling me a payment is going to be taken in a couple day’s, which i find is very useful. Not a lot of places give you notice like that. I’ve been on a 9 months payment plan and i’m nearly to the end of it. I haven’t had to contact them once with any issues during the 9 months. I 100% recommend. Reviewed on: 29th June 2020

Easy and understanding company

5
Used them numerous times. Very fair Reviewed on: 29th June 2020

Amazing way to buy items.

5
It’s really handy having payl8r as a payment system, especially when you’re on a budget or don’t have the full amount to hang straight away! Reviewed on: 29th June 2020

Review Payl8r: Buy now pay later now

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