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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

FABULOUS

5
Amazing company - go above and beyond for their customers. Will use again Reviewed on: 13th May 2020
Mia Taylor 's avatar
Mia Taylor

Brilliant service

5
Excellent way for myself to buy my baby twins things as buy 2 can be expensive so helps me spread the cost or I wouldn't purchase. Thanks! Reviewed on: 13th May 2020
Camz's avatar
Camz

Quick, easy and all over good

5
Was really easy to set up and straight forward, also flexible would recommend anyone to use Reviewed on: 13th May 2020
Paige thomas's avatar
Paige thomas

Brillant

5
Good 5 star company will be using agaib Reviewed on: 13th May 2020
Sioned murphy's avatar
Sioned murphy

Brilliant communication

4
I wanted to find out more information on how to make an extra payment on my loan and l I had to do was call, speak to a member of staff and they did it for me in less than 5 minutes. They where polite and helpful. I would recommend using them. Reviewed on: 13th May 2020
Katie 's avatar
Katie

Made everything easier

5
Using payl8er has really helped me. I could not afford to do a course full price and now have been able to complete it and pay monthly and further my career. Reviewed on: 13th May 2020
Sian's avatar
Sian

Such a smooth easy way to pay

5
Was really happy when i was accepted with Payl8r, they made the payments affordable. I've already recommended to my friends and family. Reviewed on: 13th May 2020
Lisa's avatar
Lisa

Very easy to use!

5
Brilliant, easy to use and will use again Reviewed on: 13th May 2020
Georgina stakes's avatar
Georgina stakes

Easy straight forward

5
Using payl8r was easy to do and straightforward after. Communication was given straight away and continues to be very good Reviewed on: 13th May 2020
Sarah Toothill's avatar
Sarah Toothill

Would definitely recommend

5
I loved their site and customer service, so easy to use and I had no issues at all. Would definitely use again. Reviewed on: 12th May 2020
Erin McLaughlin's avatar
Erin McLaughlin

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