Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Handy and practical

5
Convenient for purchases! Easy to use! Reviewed on: 13th May 2020
SophieLouise111's avatar
SophieLouise111

Let me be me!

5
For me, my hair has always given me my confidence, without it i dont feel like me! Payl8r lets me maintain my hair without putting myself in financial worry! Helps me keep my confidence! Thank you xxx Reviewed on: 13th May 2020
Samantha's avatar
Samantha

Fantastic service

5
Used payl8r to pay for a course for my partner so that we could boost our income . The service was fast and responsive. Reviewed on: 13th May 2020
Rocky 's avatar
Rocky

Really good

5
Had great experience, my acc was overdrawn and i was able to set it right. Amazing customer service Reviewed on: 13th May 2020
Kaitlin sarah's avatar
Kaitlin sarah

Excellent

5
Easy smooth no problems love it Reviewed on: 13th May 2020
Lex 's avatar
Lex

Great service

5
No problems with using this service and clear understanding with the plans they set out for you. Great service and I can’t complain Reviewed on: 13th May 2020
Mellymellz's avatar
Mellymellz

Amazing

5
Great pay back rates, fab customer service and everything is so easy and stress free. Would absolutely recommend Reviewed on: 13th May 2020
Tonicha Irwin's avatar
Tonicha Irwin

I used payl8r To do a fast track course.

5
They was really good, always was easy to get in touch with an agent which was great, very understanding and would work with what’s suitable for you and am looking forward to using them again in the future for sure ! Reviewed on: 13th May 2020
Sunny 's avatar
Sunny

A brilliant platform to use to (PayL8r)

5
Easy to use, great platform to spend money and pay in instalments, I had an issue that needed resolving, i rang the guys and they promptly sorted it so very happy Reviewed on: 13th May 2020
Gemma's avatar
Gemma

Positive experience

5
I borrowed money to pay for some extensions and I repay it monthly. I always receive friendly reminders that the payment is due a couple days before they take the payment. Once the payment has been received they always email me a friendly thank you. I always have such a positive time Reviewed on: 13th May 2020
Megan Lambert's avatar
Megan Lambert

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill