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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Great

5
Great company and service would highly recommend Reviewed on: 14th May 2020

Easy, simple, helpful

5
I used Payl8r over the course of 6 months. Very easy to set up, very simple to understand and follow and customer service was very helpful when needed. Reviewed on: 14th May 2020

Awesome

5
easy way to pay very reliable always helped me budget highly recommended Reviewed on: 14th May 2020

Brill

5
Really good and flexible company really easy to set up Reviewed on: 14th May 2020

Love this

5
I think this is a great idea. Especially when your like me and get paid monthly. It’s easier to manage money and still get the things you desire. Reviewed on: 14th May 2020

Flexible and Responsive

5
Payl8r offers great flexible credit options, low interest rates and responsive customer service if you have any questions. Reviewed on: 14th May 2020

Highley rated

5
An excellent company providing a very high service. Ten out of ten i highly recommend Reviewed on: 14th May 2020

Amazing

5
Customer support is one of the best I’ve ever experienced and answered in minutes Reviewed on: 14th May 2020

Amazing for millennials!

5
It’s so great to be able to spread the cost over a period of months. Being a young adult in 2020, life’s tough when it comes to financial security! Things like this make life less of a struggle. Reviewed on: 14th May 2020

AMAZING COMPANY

5
THEY NEVER LET ME DOWN!!! I Can't recommend them enough Reviewed on: 13th May 2020

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