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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Effortless Finance

5
Took out finance with payl8r. Easy to do and when it was all checked out the repaying was simple due to their app. Highly recommend. Sandy Thomson. Reviewed on: 18th May 2020
Sandy Thomson's avatar
Sandy Thomson

Great

5
So simple and easy to use with fantastic attentive customer service! Reviewed on: 17th May 2020
E's avatar
E

Reminders are fab

4
I had a lot of money added on to use the service, but the service itself was well run, with reminders by text and email to let me know when my payments were coming up. I could also set the payments to come out when they would be best for me, monthly. Great setup, and would use again if I needed to. Reviewed on: 17th May 2020
J Greenlee's avatar
J Greenlee

Great customer service

5
Always notify you in time of your payment coming out, easy to access tracking your payments that you have made and remaining balance. Any issues I had were sorted quickly and efficiently. Thank you Reviewed on: 17th May 2020
Louise's avatar
Louise

Brilliant!

5
Hassle free, quick responses & more than reasonable repayments! Reviewed on: 16th May 2020
Samara May Field's avatar
Samara May Field

Very good

5
They are amazing to work with, great at keeping in contact. I like how they tell you 3 days before payment and congratulate you for paying each month. Makes it more personal Reviewed on: 16th May 2020
Marie's avatar
Marie

Great company

5
Use every 6 months. Never had an issue with them, really easy to use and helps out a lot with big purchases. Would defiantly recommend company to people I know Reviewed on: 15th May 2020
S's avatar
S

Payl8r

4
Easy to use and understand the website Reviewed on: 15th May 2020
Niamh's avatar
Niamh

Amazing

5
It made what i couldn’t afford affordable Reviewed on: 15th May 2020
Keeley Denton's avatar
Keeley Denton

Great method to purchase in a spread cost

5
Payl8r is so easy to use, gives you plenty of notice to remind you on an outstanding payment and allows you to spread the cost with low interest. Highly reccomend! Reviewed on: 14th May 2020
etoot's avatar
etoot

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