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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Fab

5
Fab company who helped me when I wanted to get treatment but couldn’t afford to pay all at once. Quick and easy application! Reviewed on: 11th May 2020

Very quick, easy to use and efficient!

5
I used payl8r for hair extensions! It has been really affective as they gave me a very very reasonable price to pay each month! I only have 2 payments left. Very good service. They also send a text each month to remind you three days before that the money is due to come out which I think is brilliant! Reviewed on: 11th May 2020

Life savers

5
I’ve used payl8r many times for various items from hair extensions to designer clothing, sometimes it’s not always possible to pay up front for items that we want so payl8r allowed me to get my items straight away with an affordable finance plan. It was very quick and easy to set up, there was not a lot of interest and I was able to choose a repayment plan that suited me. Would recommend every time. Reviewed on: 11th May 2020

Makes Dreams Come True

5
Thanks to Payl8r I was able to do my course and pay it up rather than having the huge expense to start with. If it wasn’t for them my dream wouldn’t have happened. Highly recommend to everyone! Reviewed on: 11th May 2020

Fab service, would recommend.

5
Easy to set up, nothing hidden. Would recommend. Reviewed on: 11th May 2020

Quick and easy!

5
Such an easy service and quick to set up! I really like that you get a reminder 3 days before your next payment is due! Will definitely be using again Reviewed on: 11th May 2020

My go too finance company

5
I go straight to this company whenever I want to do a beauty treatment on finance, reasonable monthly payments and upfront deposit thank you Reviewed on: 11th May 2020

Excellent service

5
I wanted my eyebrows done as I didnt have any , I couldn't afford the one off payment and pay later has saved my morning routines , I dont need to wear make up any more Reviewed on: 11th May 2020

Simple and Easy

5
I found using Payl8r simple and easy. Great service and highly recommend Reviewed on: 11th May 2020

Very happy

5
It was a simple process and I was kept well informed of when the payments would be made. Access to my account information was easy using log in Reviewed on: 11th May 2020

Review Payl8r: Buy now pay later now

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