Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Amazing

5
It helps you to buy things but spread the cost. Easy and simple way!! Reviewed on: 11th May 2020
Katie Walker's avatar
Katie Walker

Great customer service

5
I used payl8r to help me spread out the cost of some facial procedures. Low monthly costs arranged for when I wanted it to be taken from my account, easy to use my online account and great customer service hen I ne Reviewed on: 11th May 2020
Cerys's avatar
Cerys

Excellent service

5
Easy and effortless credit and UK based, helpful customer service line. Would highly recommend this company and happily use again. Reviewed on: 11th May 2020
Gemma Dee 's avatar
Gemma Dee

easy finance, hassle free.

5
This finance option is so simple! Simply log in to your account and all your information is there for you to see. Best I know so far. Reviewed on: 11th May 2020
Daisy's avatar
Daisy

Fantastic!

5
I’ve used payl8r on some aesthetic treatments. I couldn’t afford to pay upfront so having a payment plan was perfect but it was so quick and easy to do and it was really easy to pay back! I will definitely do it again in the future!! Reviewed on: 11th May 2020
Jenna Lewis's avatar
Jenna Lewis

Simple to use

5
Really easy to use and you are always reminded of payments a few days before they are due. Reviewed on: 11th May 2020
Grace 's avatar
Grace

I recommend all the time

5
Such an easy way to spread the cost for things you wouldn’t normally be able to afford in one go. I’ve treated myself a couple of times and highly recommend it this Reviewed on: 11th May 2020
Natalie Beech's avatar
Natalie Beech

Great way to pay!

5
I used this way to pay for an eyelash course! And it’s just been great- I have experienced no problems! And I would definitely use again. Also the website is very easy to navigate so I can easily find how much I have paid and what’s left. Reviewed on: 11th May 2020
Lucy Cuggy's avatar
Lucy Cuggy

Quick and easy

5
Great service and great reminder notifications Reviewed on: 11th May 2020
Georgie Ridge's avatar
Georgie Ridge

Great!

5
No issues perfect, would recommend to anyone and i have to a few people Reviewed on: 11th May 2020
Bonesy's avatar
Bonesy

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill