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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Absolutely amazing

5
So so helpful, when you don’t have a fortune to spend it’s so convenient for to split the payments & I’m happy to pay the finance as it’s just so helpful to my salary Reviewed on: 11th May 2020
Chloe's avatar
Chloe

Amazing, good experience

5
I applied for a loan it was easy and fast Reviewed on: 11th May 2020
Agata Zieba's avatar
Agata Zieba

Simple and easy!

5
So quick to set up and see if you are eligible! Payment schedule is clear and You’re notified before payments to ensure you have the money in your account which is great so you can make sure you don’t get charged extra! Will use again for sure! Reviewed on: 11th May 2020
Sian's avatar
Sian

Fantastic and perfect service

5
Easy to understand and follow, regular updates and reminders before upcoming payments too help you stay on top. Would definitely use again. Reviewed on: 11th May 2020
Chris Delaney's avatar
Chris Delaney

I would use again!

5
Never had a problem, would happily use again in the future Reviewed on: 11th May 2020
Faye Ganderton's avatar
Faye Ganderton

Easy set up easy pay and good Comms

5
Very easy to set up and work with, happy customer here Reviewed on: 11th May 2020
Ivan Hart's avatar
Ivan Hart

Good

5
No problems all went well so would use again Reviewed on: 11th May 2020
Philippa Gartshore's avatar
Philippa Gartshore

Amazing service

5
Great friendly service, very informative and good communication Reviewed on: 11th May 2020
M mcgowan's avatar
M mcgowan

Amazing experience

5
Doesn’t affect my credit score and it’s a very reliable way of financing Reviewed on: 11th May 2020
Freyja Williamson's avatar
Freyja Williamson

Best lenders

5
Amazing help, friendly staff and such an easy process to follow and such quick responses from when you contact. Definitely would use again. And I love how you can pay off early if need be. Reviewed on: 11th May 2020
Charlotte Thompson's avatar
Charlotte Thompson

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