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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing

5
It’s quck, easy and direct debits out of your account, no issues with it what so ever! perfect! Reviewed on: 12th May 2020
Georgia's avatar
Georgia

Amazing service !

5
Really simple and easy to use service. Customer service is exceptional and my whole experience using payl8r has been great every time ! Reviewed on: 12th May 2020
Libby ellerton's avatar
Libby ellerton

Fab

5
Easy to contact and great company Reviewed on: 12th May 2020
Lucy's avatar
Lucy

Amazing

5
I used payl8r for my hair extensions it gave me the opportunity to get something I wanted, it was quick and easy process and also gave me tonnes of confidence as I’m young and don’t have a great credit score built up yet. Would highly recommend they sort any queries out within a day perfect! Reviewed on: 11th May 2020
Ellie Boulton's avatar
Ellie Boulton

Fantastic

5
Always a pleasure! Easy and simple exactly what you want. Reviewed on: 11th May 2020
Emily1morris's avatar
Emily1morris

Easy, straight forward and helpful

5
It made it super easy for me to get what I wanted to buy without having to pay all upfront. The prices are still affordable and it’s made it a lot stressfree for me. Reviewed on: 11th May 2020
Charlie's avatar
Charlie

Great Service

5
Great service. Easy to use & to make payments. Would use again in the future. Reviewed on: 11th May 2020
Shannon Smith's avatar
Shannon Smith

Super company

5
Easy to use and makes purchases more affordable. Reviewed on: 11th May 2020
Kerrie M's avatar
Kerrie M

Easy and well communicated

5
Communication has been fab throughout, everything explained throughly and text reminders making this service 10/10! Reviewed on: 11th May 2020
louise bulman's avatar
louise bulman

Fantastic service!

5
Pay8r allows me to split payments at a more affordable rate and still enjoy my goods! Reviewed on: 11th May 2020
Laura's avatar
Laura

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