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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Best finance company

5
Excellent company, would highly recommend Reviewed on: 12th May 2020
Thereseon's avatar
Thereseon

Terrible experience

1
Their customer service skills are none existent, I would never recommend them. I have a stream of saved emails between them and myself that shows what a worrying and distressing experience I had, I will be using them to make a detailed complaint once we are out of lockdown and back to normal. Reviewed on: 12th May 2020
Tilly's avatar
Tilly

Really good

5
What an excellent way of paying for expensive items over small installments, makes shopping online so much easier. I Would definately use this process again, and I like the fact you are sent an email to let you know your account has been debited and when the next one is due to come out. Reviewed on: 12th May 2020
Danielle Hateley's avatar
Danielle Hateley

Amazing company used many times

5
I've used payl8r a few times...amazing company.. online portal makes it easy to manage finances.. straight forward and simple to register.. customer service very easy and helpful with any issues.. would use again and recommend Reviewed on: 12th May 2020
Jodielox 's avatar
Jodielox

Fab and easy to use

5
Absolutely brilliant, email was sent to me straight away outlying dates of repayment over the course of 3 months. Hassle free! Reviewed on: 12th May 2020
Dee's avatar
Dee

Great

5
Really good way to save money and pay it off but by bit. Reviewed on: 12th May 2020
Emmie Thamdee's avatar
Emmie Thamdee

Quick and easy

5
Very easy to deal with. Friendly advisor and quick response to queries. Reviewed on: 12th May 2020
Sadie's avatar
Sadie

Definitely recommended

5
Quick approval process and hardly added any time onto my purchase. Payments all ran smoothly and any communication has always been friendly and helpful. Reviewed on: 12th May 2020
Michael Gorman's avatar
Michael Gorman

Brilliant

5
As the title says, I can't really add anything more.... Yes they are brilliant Reviewed on: 12th May 2020
TheRedBaron07's avatar
TheRedBaron07

Amazing!

5
I used Payl8r for my hair and found it super easy to make payments and keep up to date with my loan. Fantastic company and never had an issue! Reviewed on: 12th May 2020
Sophie's avatar
Sophie

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