Smart Money People Logo
Go to business site
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4220)

Easy

5
Easy to set up, payment made via direct debit. Perfect for ladies wanting to progress their skills without massive up front payments Reviewed on: 11th May 2020
Stacey Latham's avatar
Stacey Latham

Brilliant and convenient

5
A good way to pay , reliable and easy to access Reviewed on: 11th May 2020
Nicky King's avatar
Nicky King

Great service provided

5
Great service recieved with no issues. I would recommend Reviewed on: 11th May 2020
Ryan's avatar
Ryan

Very happy with this affordable service

5
Very efficient and affordable service would definitely use this service again Reviewed on: 11th May 2020
Tracy Chester's avatar
Tracy Chester

Quick, easy service

5
Very quick and easy to use, decision made very quickly Reviewed on: 11th May 2020
Jb91's avatar
Jb91

Very quick and reliable

5
Super lucky to have stumbled across PayL8R as it meant I could get my extensions done which I was over the moon with. Great communication and love the monthly reminder for payments to be taken. Reviewed on: 11th May 2020
Charlotte Thomas's avatar
Charlotte Thomas

Changed my life

5
It’s been able to help me with things I can’t afford and it’s been amazing to have financial help through a trustworthy company!!! Reviewed on: 11th May 2020
Al's avatar
Al

Pleasurable experience

5
Easy process, fair and accessible. Reviewed on: 11th May 2020
Leanne's avatar
Leanne

Easy to use

5
Easy to use, less stress for upfront payments Reviewed on: 11th May 2020
Charlotte 's avatar
Charlotte

Really easy to use

5
The direct debit is so useful as you don’t need to remember to pay it off and they text you a few days in advance to let you know when they’ll be taking the money and how much which is really helpful Reviewed on: 11th May 2020
Srhodes's avatar
Srhodes

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill