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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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No new 1 star reviews
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Excellent

5
Very helpful. Excellent service Reviewed on: 11th May 2020
Paige Evans's avatar
Paige Evans

So simple and quick

5
So easy to use and a super fast experience. This allowed me to make my purchase and spread the cost with various options and interest. Will definitely use again. Thank you for a smooth transaction. Reviewed on: 11th May 2020
T Goodwin's avatar
T Goodwin

Great customer service & easy to use

5
I’ve used payl8r a couple of times and find they have great customer service - especially in recent times. Their online portal is easy to use & understand! Reviewed on: 11th May 2020
Emmy's avatar
Emmy

Super user friendly service

5
Wanted a leather jacket. Got it. Used Payl8r with not a single issue Reviewed on: 11th May 2020
Jm's avatar
Jm

Efficient, trouble-free and beneficial

5
I love Payl8r! Its so easy to use and really helps when you want to spread out the cost of something, instead of pay it in full upfront. It also really helps with my credit score once I have paid off a product so its a win-win! Instead of paying £300 upfront for something materialistic, you can treat yourself and spread the cost. Reviewed on: 11th May 2020
Ari's avatar
Ari

Excellent group to deal with

5
Very responsive and willing to help. No problems with these folks at all. Reviewed on: 11th May 2020
HappyGiraffe's avatar
HappyGiraffe

Convenient

4
Straight forward, regular reminders and easy to apply Reviewed on: 11th May 2020
LK's avatar
LK

Payl8r

5
I have used Payl8r a few times. They are a brilliant company with a fast and easy way of applying online. Reviewed on: 11th May 2020
Ashleigh Tedford's avatar
Ashleigh Tedford

they were there for me when i needed support

5
I needed support while being in a underdeveloped credit score. They helped me to pass through the time i needed support. Highly recommend them Reviewed on: 11th May 2020
Abay's avatar
Abay

Professional

5
So happy with the service I received from payl8r They are easy to contact with any questions or concerns and replied very promptly. I had enough advance notice each month they were collecting money from my account so I could make sure appropriate funds were available. Over all very happy with the professionalism of this company & wouldn’t hesitate to use again myself or recommend to you. Reviewed on: 11th May 2020
Sarah's avatar
Sarah

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