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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing

5
Amazing speedy customer service and always extremely helpful Reviewed on: 11th May 2020
Maria Beaumont's avatar
Maria Beaumont

Super easy

5
I don't have to worry about paying a big chunk in 1 go. Nice and easy to use and would defo use this service again Reviewed on: 11th May 2020
Afifa's avatar
Afifa

Great

4
I love using it, such a great way to pay for things when you can’t all at once and it’s so much easier and efficient spreading the cost Reviewed on: 11th May 2020
Abigail Calder's avatar
Abigail Calder

Makes life affordable

5
By using payl8r I have been able to treat myself to things I wouldn’t have normally. Reviewed on: 11th May 2020
Jade's avatar
Jade

It was amazing!

5
Very straight forqard in every aspect had no issues. Would reccomend 100%. Thank you Payl8r! Reviewed on: 11th May 2020
Esther K.'s avatar
Esther K.

Amazing customer experience

5
Amazing service! A great way to spread the cost of goods/services. Easy application process and flexible repayments! Recommend to anyone! Will be using this company again for sure. Reviewed on: 11th May 2020
Rachel Williams's avatar
Rachel Williams

Quick, easy and reliable

5
Great! Did a quick credit check, payment taken on a certain date I chose myself. Almost paid off, one payment left! No fuss, just taken as direct debit. Reviewed on: 11th May 2020
R johnson's avatar
R johnson

Can afford the things you need now with no interest!

5
Amazing that you can buy what you need now with a small deposit and pay it off little by little with no deposit! Reviewed on: 11th May 2020
louiseburton@rocketmail.com's avatar
[email protected]

Quick, hassle-free, professional company!

5
Best finance options with flexible and reasonable payments! Literally went through straight away I’ve had no issues with this company, always seem happy to help with their customers and do their upmost best to help you with anything. Will definitely use this company in the future if needed and would 1000% recommend to friends and family Reviewed on: 11th May 2020
Jordan turner's avatar
Jordan turner

Would highly recommend

5
I would highly recommend payl8r to friends and family. It is certainly a useful consumer credit method that I will be using again. Regular communication was sent regarding the payments I had made and how much was left to pay. Payl8r was straightforward to use, the forms were very easy to use and help was available is needed. When at the salon, it was as simple as showing them the barcode emailed across from payl8r in order to complete my transaction. Very happy with this service, I will use this again. Reviewed on: 11th May 2020
Kayley Greenfield's avatar
Kayley Greenfield

Review Payl8r: Buy now pay later now

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