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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Amazing customer service

5
Wasn’t able to pay the full upfront amount so used payl8r and would recommend!! Reviewed on: 11th May 2020
Paige Carroll's avatar
Paige Carroll

Used Payl8r to pay for some courses I wanted to do.

5
I used Payl8r do I could complete some beauty courses I wanted to do, but didn’t have the cash upfront. Transactions and T&CS were nice easy. I was even able to pay off the money I owed early, which is great as there are some companies that don’t do that. Reviewed on: 11th May 2020
Stacie Finnegan 's avatar
Stacie Finnegan

Fantastic set up

5
Purchased an online course via payl8r & I haven’t had 1 problem. You can log on to see your account. It tells you your schedule - the exact dates the payments coming out. You even get an email & text to give you a ‘heads up’ 3 days before your payment is due. Just having that reminder text has made it so much easier to keep on track of the payments. Would 100% recommend payl8r! Thank you Reviewed on: 11th May 2020
Rosanna Chamberlain's avatar
Rosanna Chamberlain

Brilliant!

5
this company offered me the ability to do an intensive driving course which without I would not have been able to do Reviewed on: 11th May 2020
Naomi's avatar
Naomi

Easy to make payments

5
Small manageable payments to get products now good range of retailers using Reviewed on: 11th May 2020
Zoe salomon 's avatar
Zoe salomon

Amazing Experience

5
I had an answer within minutes after I applied. The process from start to finish was so easy. Now I’m able to get the products I love without having to buy them outright. Reviewed on: 11th May 2020
Becky's avatar
Becky

Amazing service

5
I have a loan with payl8r, it’s a really easy service it comes straight out of my bank and sends me alerts when it is. It lets me know how much I have remaining and when my next instalment is coming out. It’s a wonderful service and lets me get things I couldn’t pay for up front. Reviewed on: 11th May 2020
Tora Auld's avatar
Tora Auld

Best payment method for a busy modern lifestyle!

5
Payl8r is such a quick and user friendly payment method for online shopping. It allows you to pay back small or larger purchases with 0% interest on different repayment plans. The selection of shops they are partnered with is unbeatable!! Reviewed on: 11th May 2020
Heather's avatar
Heather

AMAZING!!!!!!!! Perfect before pay day :)

5
It is an amazing platform, to keep you stylish and feeling good just before payday! It allows you to buy what you want, when you want - without having to pay interest or take out a payday loan or even a credit card! I recommend it to all my friends and family! THANK YOU!! X Reviewed on: 11th May 2020
Harley-Leigh James's avatar
Harley-Leigh James

Easy

5
Quick and easy payments, makes buying large Items more affordable because you can spread the cost Reviewed on: 11th May 2020
Annlouise Rossiter's avatar
Annlouise Rossiter

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