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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Great Company

5
Payl8r has allowed me to progress onto a Level 3 VTCT course following my Level 2. I paid for my Level 2 myself but couldn’t afford to immediately progress. Thanks to Payl8r I have the full package and I am a qualified makeup artist with a well rounded education in the field. Thank you! Reviewed on: 11th May 2020
LR8's avatar
LR8

Review for hair products finance

5
Amazing as so easy to set up and I get reminders when the payment is near so I don’t forget. Online system really simple and easy to use and came through quick for approval Reviewed on: 11th May 2020
Ab's avatar
Ab

Great!

5
No hassle easy and worth while experience Reviewed on: 11th May 2020
Sophie Hanks's avatar
Sophie Hanks

Best lenders!

5
Used payl8r for my hair extensions and they have been great! They always send me a email about how great I’m doing on paying them back on time and how it will help me in the future. Would definitely use again and recommend to all my friends and family! Reviewed on: 11th May 2020
Caitlin 's avatar
Caitlin

Easy process

4
It’s a simple to follow process with a personal log in which allows you to make early repayments. Reviewed on: 11th May 2020
Emily's avatar
Emily

Efficient

5
Very easy and efficient to use.Never had a problem Reviewed on: 11th May 2020
Mariam Ahmad's avatar
Mariam Ahmad

Excellent

5
Great service and had no problems at all Reviewed on: 11th May 2020
Showcroft1@hotmail.com's avatar
[email protected]

Extremely good!

5
I used Payl8r last year and paid my money back over 6 months! The process is really quick and easy, you have your own account you sign into so you can keep an eye on your next payments and how much you have already paid off, and you get multiple choices to choose from when deciding how long a period of time you want to pay over! They’re extremely helpful and overall an amazing finance provider. I was very happy that I chose them and I had no problem throughout! Happy experience overall! Reviewed on: 11th May 2020
Sophia Trigg's avatar
Sophia Trigg

Amazing!

5
Absolutely wonderful service. Never had any issues and it’s allowed me to buy my perfect dress and pay for it on payday! Wonderful. Thank you so much. Reviewed on: 11th May 2020
Lorraine 's avatar
Lorraine

Brilliant company

5
An excellent company. Keeps you updated always and gives plenty notice of when payments due Reviewed on: 11th May 2020
Dawn's avatar
Dawn

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