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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

The best finance provider

5
Easy to understand contracts, affordable re-payments, fast and secure. Easy online personal accounts which explains repayment dates and amounts and there are no hidden fees Reviewed on: 11th May 2020
Phillipa Brown's avatar
Phillipa Brown

Great service

5
Had a fabulous experience revived good advice through email and quick responses Reviewed on: 11th May 2020
Becky's avatar
Becky

Quick and easy

5
Quick and easy to set up paid it in six parts all went very smooth Reviewed on: 11th May 2020
Caitlin Mitchell's avatar
Caitlin Mitchell

100% recommend

5
I'd most defiently use payl8r again. Been a absolute godsend for me in updating my skills but not having the money up front. Reviewed on: 11th May 2020
Steph's avatar
Steph

Simple

5
Swift and effortless to apply with no waiting for results making it easy and simple to spread the cost. Highly recommended service. Reviewed on: 11th May 2020
Darren Mather's avatar
Darren Mather

Quick and easy and proffesional!

5
They only accept you if you can afford it which is ideal!!! So no one can mess up their finances and their direct debit option stops people from being late with payments Reviewed on: 11th May 2020
Elvina's avatar
Elvina

Simple, affordable approach to lending

5
Straight forward lending. Summarises what you owe, when you owe it and helpful, frequent emails to keep you on track. Reviewed on: 11th May 2020
Alexandra 's avatar
Alexandra

The best

5
This is great if u don’t have full amount of money to pay for certain items and there really cheap with monthly payments. I’ve used them twice and not had a problem with this company and will highly recommend Reviewed on: 11th May 2020
Shannon's avatar
Shannon

Lips on finance

5
Was amazing to have this option from Payl8r for my lips. Easy to spread out costs and by paying all my payments on time increasing my credit score! So good and easy, giving you loads of reminders before hand and a lovely message when it has all gone through! Very impressed and would recommend to anyone! Reviewed on: 11th May 2020
Pollyanna's avatar
Pollyanna

Great service

5
Great service! Highly recommend. Customer service always on hand to help if any issues Reviewed on: 11th May 2020
Safina's avatar
Safina

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