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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Excellent service

5
After each payment is made you get a little message saying give yourself a pat on the back Made me smile Reviewed on: 11th May 2020

Best to use

5
I always use clear pay, it helps when there is birthday etc round the corner just before pay day and never to this day have I had any problems Reviewed on: 11th May 2020

Absolutely fantastic

5
Brilliant option for finance, I managed to get my hair extensions done and paid monthly at a reasonable amount Reviewed on: 11th May 2020

Buy now / pay later

5
Done by now by later to get my Botox and fillers easy monthly instalments and they always remind you a few days before it is due to be taken out Reviewed on: 11th May 2020

Brilliant. Efficient. Professional. Helpful.

5
Always reliable. Whenever a payment hasn’t gone through on my side they’ve always been so understanding and helped me out. I’ve neber felt stressed out with payments and I’ve always been made to feel comfortable in talking through payments if I’ve fallen behind. I’ve used payl8r for around 5 years now and will continue to use them. Very happy customer here Reviewed on: 11th May 2020

Really good service

5
Great service and was always on time with monthly payments and kept in contact via text and email ☺️ Reviewed on: 11th May 2020

Brilliant

5
Quick and easy, great company. Would highly recommend Reviewed on: 11th May 2020

Really good

5
Had no problems at all. Really good service Reviewed on: 11th May 2020

Great

5
Helped me buy stuff when I was poor Reviewed on: 11th May 2020

Payl8r finance.

5
Brilliant finance company! Been using them for years for a variety of different things and never come across a problem and easily contactable if you need to for some reason speak to them! will continue to use them Reviewed on: 11th May 2020

Review Payl8r: Buy now pay later now

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