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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Easy finance

3
Easy to pay etc and work through Reviewed on: 11th May 2020
Bluedecember's avatar
Bluedecember

Great service

5
Really good way of paying, helps so many people have a chance to buy what they want. Really easy and I will recommend to everyone. Reviewed on: 11th May 2020
Emily Fitzgerald's avatar
Emily Fitzgerald

Second to none

5
Outstanding experience..! I can’t wait to use them again. Reviewed on: 11th May 2020
fabey 's avatar
fabey

Great service!

5
This is a great service to enable you to buy something and pay monthly for. I've never had any issues with them and they've always been super helpful! Would recommend 100% Reviewed on: 11th May 2020
LMiller's avatar
LMiller

Amazing and flexible

5
I’ve used pay l8tr a lot of times and would never fail to go back to them! The customer service is the best I’ve had and I also love how I can choose my payments it’s amazing would recommend to anyone Reviewed on: 11th May 2020
Morgan Bell's avatar
Morgan Bell

Very Helpful

5
Absolutely love Payl8r, they have been incredibly helpful when purchasing stuff online. Their Web interface is really good, and provides all the information needed at a glance. The most outstanding feature I absolutely love is the reminder via email and text a few days beforehand. This actually saved me because I got a new card since starting it, and forgot to update it on the website, but due to the reminder, I was able to and not have a late payment!! 100000% would recommend :) Reviewed on: 11th May 2020
George's avatar
George

Amazing!

5
Really easy to use and easy to contact if you have any issues! Customer service was fab! Would recommend and use again! Reviewed on: 11th May 2020
Emily's avatar
Emily

So easy!!!

5
Highly recommended, such an easy and fast process Reviewed on: 11th May 2020
Rebecca's avatar
Rebecca

Really good but need more notice on payment

2
Really good but needs Additional support on when payment is due Reviewed on: 11th May 2020
Rhys 's avatar
Rhys

Quick and easy to use no hassle

5
I used this company for a quick small loan and was very easy to use no complaints Reviewed on: 11th May 2020
Georgia's avatar
Georgia

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