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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

My go to for credit!

5
I have used pay l8r for a good few years now and it’s never let me down so easy to use and super helpful. Would highly recommend. Reviewed on: 11th May 2020
Autumn Burnett's avatar
Autumn Burnett

Fab!

4
Great, easy and hassle free. No worries, payments came out of my account DD on time every month. I was kept well informed and up to date. Would recommend and use again. Reviewed on: 11th May 2020
Ashleigh's avatar
Ashleigh

Amazing!

5
Payl8r is so user friendly and easy to work through. They do as they say and predicaments are so easy to resolve. Easy to change bank details and personal information! Will always use payl8r Reviewed on: 11th May 2020
Kia's avatar
Kia

Great way to finance expensive products and services!

5
I've used Payl8r several times, and every experience has allowed me to purchase products and services at an affordable rate that suits my monthly finances. They give you affordable monthly options which meet your personal preferences. I hope this provider becomes available for more retailers around! Reviewed on: 11th May 2020
AzureSele's avatar
AzureSele

Amazing service

5
Always great service from here, very impressed! Reviewed on: 11th May 2020
Jess's avatar
Jess

Great service

5
I’ve been using pay l8r for nearly 2 years and never have I had any issues! They are great at getting back to my clients with a decision on their finance. I would say 60% of my clients use pay l8r Reviewed on: 11th May 2020
Paige Dunkley 's avatar
Paige Dunkley

5 stars!

5
Only spoke to someone at the end of the product, he was so helpful and knew what he was talking about. The account was so easy to look at and maintain as it could be done online, thanks for helping me out :) Reviewed on: 11th May 2020
Zoe's avatar
Zoe

Amazing

5
I was worried about getting finance but choosing Payl8r was the best thing I did. Everyone I had spoken to were so polite, professional and happy to help with any queries I had. They supported me 100% and there was always someone on hand to help me when needed and very promptly. I would 100% recommend Payl8r to friends and family. Thank you again. Reviewed on: 11th May 2020
Aleisha S's avatar
Aleisha S

Excellent affordable repayments

5
Used PayL8tr multiple times for spreading the cost of items that I have purchased. They are second to none and the monthly payments were affordable and the duration was a good period of time. Wasn’t too long and before I knew it I had payed them off. I will continue to use PayL8tr. Thank you Reviewed on: 11th May 2020
Caitlin Rogers's avatar
Caitlin Rogers

Amazing easy company

5
I used payl8r to finance aesthetics, which helped boost my confidence going through a hard time. Very easy finance application and payment heads up every month. Reviewed on: 11th May 2020
Lauren Wilby's avatar
Lauren Wilby

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