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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

I love using PayPal it helps me out when I order thi...

I love using PayPal it helps me out when I order things and I don't have to pay on that day Reviewed on: 19th April 2026

The most convenient way to pay

I have been using PayPal for almost 15 years. It is very reliable, and easy to use and manage. It offers you a wide gamma of options for you to pay and be payed too. Reviewed on: 19th April 2026

Theres so many benefits i didnt know about im loving...

Theres so many benefits i didnt know about im loving the points system. We're in ca check out with PayPal i do Reviewed on: 19th April 2026

So very easy to make and receive payments

So very easy to make and receive payments Reviewed on: 19th April 2026

I find it easy to pay using PayPal as it set as my p...

I find it easy to pay using PayPal as it set as my payment method for important things like daily travel to work Reviewed on: 19th April 2026

Paypal credit

Paypal credit is an affordabke way of being able to still have things without being wacked with high intrest charges or monthly repayments that make it very awkward to afford it. Reviewed on: 19th April 2026

I can pay 3 or 4 months interest free.

I can pay 3 or 4 months interest free. Which i love about PayPal. Most of the details does offer payment option for PayPal which is great. Reviewed on: 19th April 2026

Very good, very easy.

Very good, very easy. Very professional, easy to pay, pay in installments Reviewed on: 19th April 2026

Great service

Great service a brilliant life line when needed Reviewed on: 19th April 2026

PayPal is great, easy to keep track of your spending...

PayPal is great, easy to keep track of your spending and the PayPal Credit is fantastic for significant.purchases allowing you the four months of interest free credit to pay for them with no added fees. Reviewed on: 19th April 2026

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