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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

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4.73

Based on 181,139 reviews, last reviewed 1st Sep 2026

11% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Comfertable way to spend money Really helpful, feel more comfortable using this than my credit card and saves me going into my over draft Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

Pay in 3 gives the freedom for payment and extend yo...

Pay in 3 gives the freedom for payment and extend your payments Reviewed on: 19th April 2026

I've been a very happy PayPal customer since 2004.

I've been a very happy PayPal customer since 2004. Reviewed on: 19th April 2026

I was short of money at the end of the month but wit...

I was short of money at the end of the month but with PayPal it helped me get through thanks a lot. Reviewed on: 19th April 2026

Able to spread payment over 3 to 6 months without pa...

Able to spread payment over 3 to 6 months without paying interest. Reviewed on: 19th April 2026

Been using PayPal for a long time recently decided t...

Been using PayPal for a long time recently decided to credit my phone and got 0% interest and happy i was valued Reviewed on: 19th April 2026

Am having a great experience with PayPal credit, im...

Am having a great experience with PayPal credit, im well informed, customer services are excellent and very professional, am updated with everything, communication is easy, im confident using PayPal credit, no hidden information. Reviewed on: 19th April 2026

It's easy efficient and always a quick response to e...

It's easy efficient and always a quick response to every thing and it does exactly what it says on the tin Reviewed on: 19th April 2026

Excellent experience, pay pal helps me a lot

Excellent experience, pay pal helps me a lot Reviewed on: 19th April 2026

Exceptional Financial Company

I feel secure having PayPal as a payment option at checkout. With PayPal offering their Pay in 3s option, this has enabled me to purchase many times and spread the cost. Overall PayPal is the most trusted and reliable payment option I have ever experienced. Also you can feel secure when paying knowing if there are any disputes regarding any purchases from the merchant,you can open a resolution case. Reviewed on: 19th April 2026

Always easy to access and use in App

Always easy to access and use in App Reviewed on: 19th April 2026

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