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PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

I love PayPal credit.

5
I love PayPal credit. Honestly changed my life Reviewed on: 16th April 2026

Quick and easy to make purchases

5
Quick and easy to make purchases Reviewed on: 16th April 2026

Customer support

5
Customer support would be 100% better if customers could contact via email as well. I was trying to contact support but no email address, texting with bots not successful at all. Reviewed on: 16th April 2026

simple to use with rewarding features

5
I used PayPal before mainly to send money to friends and family, but a colleague recently told me about PayPal rewards and I’m really enjoying it. As a PhD student, every bit of savings makes a difference. Also tracking feature is awesome. Reviewed on: 16th April 2026

PayPal credit.

5
PayPal credit. Good value and helped spread the payments Reviewed on: 16th April 2026

Recommend

5
I recommend PayPal. It’s a smart way to manage your finance. And it’s also safe. Reviewed on: 16th April 2026

Excellent option.

5
Excellent option. Interest free for 3 months is very handy Reviewed on: 16th April 2026

Great experience,is a good application

5
Great experience,is a good application Reviewed on: 16th April 2026

Easiest payment system to use

5
Paypal's always been nice and simple to use. Use it regularly for most purchases. Always my go-to payment method Reviewed on: 16th April 2026

Has been very easy to set up and use

5
Has been very easy to set up and use Reviewed on: 16th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review