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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Paypal is the only credit I use

I have had PayPal for a long time, I can use my credit, I can pay this off in 4 months interest free, a lot of other credit accounts want it payed in 3 payments and they take the first payment straight away, where as PayPal is different and gives you so much more. I can always get staff to get back to me if I have a problem, very kind and understanding. So there is a lot of credit out their, but I’m sticking with PayPal. Reviewed on: 16th April 2026

Great stuff, no complaints, very flexible & handy

Great stuff, no complaints, very flexible & handy Reviewed on: 16th April 2026

Amazing recovery of funds

My account had been compromised and some fraudsters had set up a facebook payment scam, who had taken my account from 0 to maxed out limit within a week discreetly. I notified paypal of this problem and they were very helpful and reassuring when it came to supporting me through this traumatic time. Reviewed on: 16th April 2026

Flexible payment options help out

Flexible credit options like Pay-in-3 help take the sting out of medium to large purchases. The growing integration with many retailers at check-out provides options without the hassle of bank applications or costs of credit cards. Reviewed on: 16th April 2026

Never had any issues.

Never had any issues. Having 4 months interest free is great! Reviewed on: 16th April 2026

Quick and convenience to pay for goods

Quick and convenience to pay for goods Reviewed on: 16th April 2026

Never a problem.

Never a problem. Love all the features available Reviewed on: 16th April 2026

All excellent experience from pay pal nothing bad to...

All excellent experience from pay pal nothing bad to say. Reviewed on: 16th April 2026

Pay pal is very easy to use.

Pay pal is very easy to use. I will definitely recommend it. Reviewed on: 16th April 2026

Very easy to use.

Very easy to use. Safe and secure transaction. Reviewed on: 16th April 2026

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