Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,152 reviews, last reviewed 19th Sep 2026
61% decrease in 5 star reviews
in the past 90 days
48% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026
Angela Byakwaga's avatar
Angela Byakwaga

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181152)

Good but difficult to work out monthly payments

5
Good but difficult to work out what you h mg eed company each month to avoid interest when u have a mixture of interest free and non interest free transactions Reviewed on: 16th April 2026

Convenient and easy helpful to make big purchases wi...

5
Convenient and easy helpful to make big purchases with the 3month interest free payment option help out alot Reviewed on: 16th April 2026

Fast and reliable

5
I had a issue with a seller, they sent me something else and I got the refund quickly. Reviewed on: 16th April 2026

I have been with PayPal for some 15 years.

5
I have been with PayPal for some 15 years, I have stayed with them so long because I know I can trust them completely. All my transactions are secure, and on the few occasions I have had a problem with a supplier PayPal have always been very quick to solve the problem. I have the utmost confidence in PayPal Reviewed on: 16th April 2026

PayPal .

5
It’s the best way to pay by far no hassle no stress no worries it’s fantastic Reviewed on: 16th April 2026

Always had great help if any issues.

5
Always had great help if any issues. Very convenient & easy to use. Lots of options of how to pay. Only thing I find a bit frustrating is when a payment is made, it doesn’t come out of bank as pending & appears days after due date. Other than that, I would recommend Reviewed on: 16th April 2026

Quick and easy way to pay know messing around very r...

5
Quick and easy way to pay know messing around very reliable Reviewed on: 16th April 2026

I love PayPal

5
Great to deal with nice person on phone very helpful Reviewed on: 16th April 2026

Excellent

5
Excellent customer service unlike other providers Reviewed on: 16th April 2026

Easy Secure

5
Easy to use, setup and interface. Secure details Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products