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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181152 reviews)

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4.73

Based on 181,152 reviews, last reviewed 19th Sep 2026

61% decrease in 5 star reviews

in the past 90 days

48% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is the best to use on line I am always ready to use PayPal as it is convenient, easy to use on the go. I have always bought my travel tickets knowing if there is a problem, the ... Read more Reviewed on: 19th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181152)

Paypal credit (card) good and bad points

Using paypal credit to split payment transactions interest free finance is fantastic. Using paypal for secure online payments is great. Not good at all is, After contacting paypal by phone a week prior to going on holiday in Europe, informing that i will be using the card abroad and paypal insisting it won’t be a problem (even informing them of the exact dates) Security still stoped me making a transaction at the hotel. Second time to happen. First time i accepted the reason as security is important but this second time has given me very little confidence in my paypal credit card. Reviewed on: 16th April 2026

Useful to be able to pay for items over a...

Useful to be able to pay for items over a longer term Reviewed on: 16th April 2026

PayPal is safe and secure i feel at ease using it an...

PayPal is safe and secure i feel at ease using it and it's easy to understand Reviewed on: 16th April 2026

Highly recommend help with shopping and lots of more

Highly recommend help with shopping and lots of more Reviewed on: 16th April 2026

A good review is informative, honest and detailed

A good review is informative, honest and detailed Reviewed on: 16th April 2026

Very easy to use and secure.

Very easy to use and secure. I feel safe using PayPal. Reviewed on: 16th April 2026

Always when I need some extra money for shopping I c...

Always when I need some extra money for shopping I can use PayPal credit Reviewed on: 16th April 2026

Simple app to use. Easy friendly

Purely. Simple app to use. Used credit approved quickly. Money available immediate Reviewed on: 16th April 2026

PayPal it’s been easy...

Whenever I’ve needed to use my PayPal it’s been easy efficient and very convenient with lots of offers Reviewed on: 16th April 2026

The go to finance provider.

The go to finance provider. Always reliable. Speedy response to queries. Various options for payment. Accepted form of payment at 90% of online stores Reviewed on: 16th April 2026

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