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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Used PayPal for a good few years and always been rel...

Used PayPal for a good few years and always been reliable and able to get support when needed Reviewed on: 15th May 2024

Simple to use, secure and efficient

Simple to use, secure and efficient Reviewed on: 15th May 2024

Top services!

Top services!APR sometimes is bigger! Reviewed on: 15th May 2024

Paypal Credit big thanks with 5 stars

Paypal Credit has been a very good help providing an extension of payments for four months without interest. For me it's been amazing...thanks Paypal Reviewed on: 15th May 2024

very good product safe and secure.

very good product safe and secure. Easy payment options intrest free. Lots of special features for payments and paying others, Bitcoin can be bought and sold also. Reviewed on: 15th May 2024

As good as it gets.

As good as it gets. Convenient money service. Reviewed on: 15th May 2024

Easy to use and easy to see how much to...

Easy to use and easy to see how much to pay or owe Reviewed on: 15th May 2024

Great Help

Fast and Easy to use and flexible payment as you need Reviewed on: 15th May 2024

Paypal Credit always good option to pay delayed paym...

Paypal Credit always good option to pay delayed payments without interest. Reviewed on: 15th May 2024

Great experience with both PayPal Credit and Pay in 3

PayPal Credit has been really helpful for me to fund some of my high price tag purchases. Having used both Credit and Pay in 3 instalment scheme, can’t pick what I preferred more, definitely had excellent experience with both. Reviewed on: 15th May 2024

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