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PayPal: PayPal Credit reviews

4.90
Based on 108,084 reviews, last reviewed 16th May 2026
2639950% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just got better with the years I have been a costumer over 15 years and it is just so simple to use. PayPal Credit allows me to buy and pay back in 4 months without interest. This r... Read more Reviewed on: 16th May 2026
Vivien K's avatar
Vivien K

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108084)

Great app

5
Easy to use, simple, manageable, app very user friendly, safe way to pay Reviewed on: 27th April 2026

Good value beata

5
Good value nice customer service Reviewed on: 27th April 2026

Organised

4
PayPal Helps my finances stay controlled and organised. Help me divide and plan as well as helping me whenever I am in of need Reviewed on: 27th April 2026

never had a problem

5
Very easy to use and never had a problem Reviewed on: 27th April 2026

Must have in my pocket

5
Easy transaction, easy app, 4 months 0% interest installments makes your purchases incomparable with others Reviewed on: 27th April 2026

Great service

5
Neve had any problems but in case of anything there is a very good help from PayPal. Reviewed on: 27th April 2026

Great service, many flexible payment options availa...

5
Great service, many flexible payment options available, customer service has always been great and fast! App is user friendly and easy to navigate. Would be good if there were perks available like if one was to book holidays using PayPal, insurance provided as perks for example. Overall great service Reviewed on: 27th April 2026

Flexible use, even better with physical card, now

5
Flexible use, even better with physical card, now Reviewed on: 27th April 2026

PayPal credit is my go to method of payment.

5
PayPal credit is my go to method of payment. I only really use PayPal for anything online because I’ve got flexibility on the repayments. Can’t see me not using it for future purchases. Reviewed on: 27th April 2026

Absolutely outstanding company

5
ive been using PayPal for a very long time now and ive never experienced a bad issue. Always positive vibes from PayPal and now they seem to be offering more ways to pay for items, i would be lost if i didn't have paypal. Reviewed on: 27th April 2026

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