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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180597)

Excellent service, very easy to use I will highly re...

5
Excellent service, very easy to use I will highly recommend Reviewed on: 7th July 2026

Everything ran smoothly, notifications were very hel...

5
Everything ran smoothly, notifications were very helpful here each payment Reviewed on: 7th July 2026

Brilliant 10/10 polite staff and very helpful ck t...

5
Brilliant 10/10 polite staff and very helpful ck t resolve any ideas with the product or with the seller not refunding your owed monies Reviewed on: 7th July 2026

Excellent choice

5
Overall, PayPal offers speed, convenience, and strong protection, making it an excellent choice for safe online payments and quick money transfers. Reviewed on: 7th July 2026

Generally a good credit card but the Interest is a b...

4
Generally a good credit card but the Interest is a bit high Reviewed on: 7th July 2026

It is easy to use and super helpful for a quick chec...

5
It is easy to use and super helpful for a quick checkout experience. Having offers for 0% interest on certain spends is also great. Reviewed on: 7th July 2026

Reliable, easy to access and manage.

5
Reliable, easy to access and manage. Reviewed on: 7th July 2026

Superb service

5
Superb service, Thankyou for all the years of servic Reviewed on: 7th July 2026

Safety at your fingertips

5
Great way to purchase online with PayPal credit - you get peace of mind knowing your transaction is secure and if anything goes wrong PayPal always there to help you sort. Been using PayPal for a number of years now and have never had cause to complain Reviewed on: 7th July 2026

I’ve never had a problem with PayPal - trusted and f...

5
I’ve never had a problem with PayPal - trusted and fast. Reviewed on: 7th July 2026

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