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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I always feel safe and secure with pay pal

I always feel assured that my transactions are secure with pay pal Reviewed on: 7th July 2026

Notice of payments

Very good however not much notice of payments due Reviewed on: 7th July 2026

Value for money

Value for money and flexibility in payments Reviewed on: 7th July 2026

Quite good service, not often increasing credit limit.

Quite good service, not often increasing credit limit. Reviewed on: 7th July 2026

Great service

Very easy with added protection should anything go wrong. Reviewed on: 7th July 2026

Super easy to use.

Super easy to use... available nearly everywhere... Reviewed on: 7th July 2026

It is easy to use and straightforward

It is easy to use and straightforward Reviewed on: 7th July 2026

Was in Barcelona and used my PayPal credit card beca...

Was in Barcelona and used my PayPal credit card because it’s secure and that’s what customers nowadays need in a world of scammers. We want security that our money stays safe . Keep us happy PayPal in your security. Reviewed on: 7th July 2026

PayPal is a great budgeting tool

I haven’t used customer services, PayPal is useful when you need to budget, so you can spread the cost a little instead of a bulk payment. Reviewed on: 7th July 2026

My experience has been very positive with using PayP...

My experience has been very positive with using PayPal to pay for my travelling Reviewed on: 7th July 2026

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