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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Amazing experience using paypal over many years.

Amazing experience using paypal over many years. Reviewed on: 11th July 2026

Never had any issues with PayPal

Never had any issues with PayPal Reviewed on: 11th July 2026

Smooth and Easy way to make Online Payments

I've regularly used PayPal to carry out payments and it's always been a smooth and easy process. Reviewed on: 11th July 2026

I've found PayPal reliable on most occasions and dec...

I've found PayPal reliable on most occasions and decent of there is an issue, not had many. I'm using the credit a little more, helpful. Reviewed on: 11th July 2026

Have used PayPal credit again .

Have used PayPal credit again ...used the service online to buy good to help spread the cost, always useful Reviewed on: 11th July 2026

best payment service

best payment service secure and musk Reviewed on: 11th July 2026

Structured

I have used the extended credit and pay in 3 for sometime now and has worked well for spreading costs for me. Reviewed on: 11th July 2026

Thats a great thing.

Thats a great thing. I have use paypay credits for a while. It was help me put a lot.Small shopping like hotel rooms or car park or electrical items. Reviewed on: 11th July 2026

PayPal credit is a great way to make purchases it’s...

PayPal credit is a great way to make purchases it’s so easy and efficient. Reviewed on: 11th July 2026

I love PayPal easy to use, I love how I can use PayP...

I love PayPal easy to use, I love how I can use PayPal credit and buy now pay later. The app is really easy to use Reviewed on: 11th July 2026

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