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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,643 reviews, last reviewed 30th Apr 2026
1839400% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is better than BANK I just wanna say, PayPal is better than some physical banks Reviewed on: 30th April 2026
Roman's avatar
Roman

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90643)

I have had a great experience with PayPal credit.

5
I have had a great experience with PayPal credit.there are also other benefits like pay in 3 etc.i get timely reminders of payment amounts without any nagging.paying is simple and straightforward. I would certainly recommend it. Reviewed on: 27th May 2025
Ernest B's avatar
Ernest B

Good financial services and responsive customer serv...

4
Good financial services and responsive customer service Reviewed on: 27th May 2025
Mr Chowdhury 's avatar
Mr Chowdhury

Good amount of interest free time and regular remind...

5
Good amount of interest free time and regular reminders of upcoming payments to help me manage budgets Reviewed on: 27th May 2025
Victoria C's avatar
Victoria C

Excellent service

5
Always a pleasure to do business with you Reviewed on: 27th May 2025
Asmaa's avatar
Asmaa

Payments

5
It is an good alternative way to pay for then when you don’t have the money and easy to pay back Reviewed on: 27th May 2025
Emma C's avatar
Emma C

Amazing service.

5
Amazing service. Safe using the service. Reviewed on: 27th May 2025
Zaheema A's avatar
Zaheema A

PayPal Credit makes things easy.

5
PayPal Credit is great for me because it lets me spread the cost of purchases with no interest if paid in full within 4 months, making big buys more manageable. It’s quick and easy to use at checkout, so I can shop confidently without needing my wallet. Plus, it gives me extra flexibility when I need it most. Reviewed on: 27th May 2025
Riffat U's avatar
Riffat U

Great serviceEasy to set up and use.

5
Easy to set up and use. Safe way to pay for online orders. Just a great service. Reviewed on: 27th May 2025
CFR's avatar
CFR

Every time I have needed them

5
Every time I have needed to spread payments or give me breathing space they have been there for me Reviewed on: 27th May 2025
Paul T's avatar
Paul T

Easy and transparent straightforward credit line

5
Easy and transparent straightforward credit line Reviewed on: 27th May 2025
Sah Santos's avatar
Sah Santos

Review PayPal: PayPal Credit now

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