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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

A life saver

5
PayPlan have been a literal life saver for my family. When due to redundancy, and illness several years ago my husband and I fell way behind with payments on everything except our mortgage, we were using payday loans to buy basic groceries. When we found PayPlan things were pretty dire and I was struggling to see the point of being here. They were amazing, they spoke to us in depth, were very easy to understand, and very pleasant, helpful and polite. I immediately felt in safe hands, and quickly felt as if a load had been lifted from my shoulders. They managed to work out a DMP for us, and thankfully were able to get all of our creditors on board. They have been easy to contact, and they get in touch with me should anything need adjusting. The yearly budget update/check is simple to do online, as is contacting them via their very easy to navigate site. Unfortunately our financial situation hasn't improved much over the years, but they have been helpful, friendly and supportive at every step, and made life enjoyable again. I would highly recommend PayPlan. Reviewed on: 8th June 2022

Remove the stress

5
Before i took out the Payplan debt management plan my nights were tajen up worrying about how i was going ti make it to the end of month after paying all my creditors. Payplan has taken that away and were brilliant in helping and talking me through a manageable solution. Npw i psy what i can reasobly afford and no worries aboyt contact from your creditors. Highly recommend . Reviewed on: 8th June 2022

Great people and easy to help

5
PayPlan are lovely people reallly help you when you need it and always answer you soon as possible Reviewed on: 8th June 2022

Impeccable service

5
I am able to go about my day to day life with no worry about the debt I have accumulated. I had a very terrible thing happen to me at the end of last year. Pay plan was there to support and provide me with the breathing space I required. They do excellent work and fit there motto to the word. Would recommend them whole heartedly to someone who is in need of a friendly voice. Reviewed on: 8th June 2022

Life changer

5
Was drowning in debt and PayPlan made it possible to breathe again. Reviewed on: 8th June 2022

Helped me out of a tight spot

5
PayPlan was just what I needed to help me out when I didn’t know what else to do. Friendly and helpful staff who care about you as an individual, give advice and are on hand whenever needed. I had a personal incident recently independent of finances, and PayPlan were very understanding about my situation and were considerate of my circumstances. Would recommend to anyone that needs a helping hand with financial difficulties Reviewed on: 8th June 2022

Always very helpful

5
I put off seeking debt help for so long as it’s an embarrassing thing to have to deal with, since I made contact with payplan they’ve been brilliant, I’ve never felt judged and you can tell that all the advisers genuinely want to help Reviewed on: 8th June 2022

Literally life savers.

5
The stress if debt is so harmful and payplan staff don't make you feel stupid or irresponsible, they just offer help and support to start sorting things out. Reviewed on: 8th June 2022

Expert helpful advice

5
When we were at a financial crisis, Payplan helped put as on a path to repaying our debts can't thank them enough. Reviewed on: 8th June 2022

Saved my life!

5
Without the help of PayPlan, I would have been stuck in a world of debt. And now, for the first time in 52 years, I don't owe anything to anybody. Thank you xxx Reviewed on: 8th June 2022

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