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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Quite honestly saved my life

5
I contacted PayPlan as my debts were spiralling out of control due to ill health and covid related financial difficulties, the agent on the phone was fantastic and very supportive and helped me set up a payment plan to clear my debt, I can honestly say this has saved my life as my mental health was declining fast as I could not see a way out Reviewed on: 20th May 2022

Payplan a friend in need

5
Payplan have taken the stress and worry from my life and helped me live again Reviewed on: 20th May 2022

No more stress

5
I was previously with another company of debt solutions, and I was in more stress than before, I was advised to contact PayPlan, and I am pleased I did, they talked to me with a sympathetic ear, they dealt with my debt problem, they contacted the creditors, infact too everything away from me... Result. No stress, fantastic people all round. Reviewed on: 20th May 2022

When no one else to help me.

5
I have been with PayPlan for about 10 or more years. After a serious illness I had leave work , otherwise I would probably have died heart attack and seriously having breathing problems. There was no one there for getting any help. A friend of mine told me about pay plan. I contacted them and very surprised to hear that they could help me. No one sat in judgment of my problems. I was treated with the utmost kindness and care. We managed to sort out what was the best way to get sort it and the advice given to me was a tremendous relief for me. To this day I will be able to get out of depth soon. Thank you for your kindness and help. Reviewed on: 20th May 2022

helped us get a life again

5
very helpful and under standing . Reviewed on: 20th May 2022

Great service & really helpful

5
Such a great help and felt like they saved my life from deep stress & worry Reviewed on: 20th May 2022

Help me during difficult times

5
Overall I cannot fault the customer service and friendly nature of the staff. Reviewed on: 20th May 2022

First class service

5
Pay plan have friendly staff who always listen to any queries and deal with them quickly. I never feel anxious if I need to ask for a temporary adjustment to payments as they are very understanding and make me feel at ease. I feel my debt is under control in the hands of Pay Plan. Reviewed on: 20th May 2022

Warm, helpful and absolute life changers

5
Myself and partner found ourselves in a financial spiral. Both in good jobs but unforeseen circumstances pushed us to our financial limits. PayPlan took the time to talk us through our options and advice us on the most appropriate and ethical solution to help us gain back control of our finances without judgement. We are now in a substantially better situation, happy and able to concentrate on building our lives as a family. I genuinely owe it all to PayPlan who don’t take a penny from me for helping me. Reviewed on: 20th May 2022

Excellent service. Staff explain process thoroughly. Staff friendly and patient.

5
Initially applied with debt problems but quickly managed to arrange a plan that was suitable for my budget and situation. I am grateful for the highly professional team who assisted me through my journey Reviewed on: 20th May 2022

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