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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Peace of mind in uncertain times

5
It is very easy to stack up debts with three children,Iill pets & lots of bad luck,we got left with funeral bills for a lot of uninsured family members,even a younger sister,so Payplan was literally a raft in an ocean of debt,many many thanks Reviewed on: 23rd August 2021

Professional, prompt and very friendly service

5
Payplan helped me navigate through difficult situation in a professional but friendly manner. Always assisting and replying promptly with sound advice. Reviewed on: 23rd August 2021

PayPlan got my life back on track

5
Excellent and easy service, took the stress out of sorting out my finances and came up with a.sensible and fair solution allowing me to wipe all debt despite the difficulties of.COVID. They adapted very well and maintained a professional service throughout. Reviewed on: 23rd August 2021

The shoulder you lean on when in dire straits

5
What the do - provide debt solutions to people who have fallen on hard times - is as important as how they do it. It is the calm, patient and empathetic approach of nearly everyone who works in customer-facing roles which is the gold dust in PayPlan's service. My financial troubles were caused by a number of factors coalescing in the most unfortunate way for me; they were all out of my control and shattered my self-confidence, inducing overwhelming anxiety, desperation and dark, dark thoughts. The days between scheduling the appointment and the appointment were fraught with apprehension but then the phone call came. From the moment identity checks were made and the conversation started, it felt like I was talking to someone on my side, who wasn't judging and was there to understand and help resolve the problem. For this culture of non-judgmental helpfulness alone, PayPlan deserve the consumer award. Reviewed on: 23rd August 2021

Payplan-,review

5
Good customer-,service and sensitive to clients's.problems in working-,out solutions Reviewed on: 23rd August 2021

Gave me back my life

5
Payplan have helped me control my debts and have given me back my life. I was in so much trouble with my debts and was barley living. The stress and anxiety I had trying to make my monthly minimum payments was at an all time high. I was told about payplan through a friend who had used them before and so got in contact and asked for help. They were so kind and understanding and not just in the beginning stages but everytime I need to speak to my case worker anyone I speak to from Payplan have been amazing. I am back on track and living a comfortable life while paying off my creditors. The monthly stress of scraping together the money for my debts and worrying about what I will live on and how I can pay to travel to work have now gone because payplan have helped me budget out all my expenses. I couldn't speak more highly of the company or the staff and I thank them for all their help! Reviewed on: 22nd August 2021

Brilliant company

5
While i was with pay plan they were very helpful and understanding and went through all of my options that would be available to me to get my finances on track would highly recommend this company to anyone who is strugfling financially Reviewed on: 22nd August 2021

They are very good

5
Help me get my finances sorted Reviewed on: 22nd August 2021

Very helpful

5
Excellent service help me when I most needed them and they didn't judge me Reviewed on: 22nd August 2021

Saved me from bankruptcy

5
The team have been fantastic, got myself in a sticky situation and they helped me organise an IVA within a month. Reviewed on: 22nd August 2021

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