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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Life savers

5
When I needed help with my debts they were there for me a friendly voice guided me through and put me on the right path to settle my debts. Reviewed on: 17th August 2021

Outstanding and understanding

5
PayPlanPlus really helped when I was in an extremely difficult situation with money. I could no longer juggle all my repayments. The person I spoke to initially was very understanding and non-judgemental. Went through my situation to help me work out what I could afford to pay and dealt with my creditors. It didn’t stop there. I get worrying letters from my creditors but PayPlanPlus will respond to my questions quickly and I can easily send them a copy of the letter and they reassure me . Reviewed on: 17th August 2021

Fantastic service and great advice

5
My partner and I both lost our jobs through Covid-19 and as many of us, we built a lot of debt to survive and still provide for our son. We both called around to see what support we could get to help us financially and Payplan - Katarina and the team provided us many solutions to consider and have helped us consolidate our debts into one easy monthly payment which has been such a big relief on all parts. Thank you for all of your help. Reviewed on: 16th August 2021

A huge help in sorting out my life.

5
I appreciate all the help I have received from PayPlan. They made the whole system easy to understand and but into motion. They have been able to update my plan around the changes in my circumstances and kept my in the loop the whole time. Reviewed on: 16th August 2021

Payplan helps to get people out of debt

5
I was heavily in debt, several years ago, Payplan have helped me to live again by helping me to contol my debts. Although still insolvent I am making good progress to clear all of my debts. Thank you Payplan. Reviewed on: 16th August 2021

Excellent team ready to listen and help

5
Truth is I was in a mess. Didn’t know where to to turn for help until my bank put in in touch with payplan, very nervous and scared to ring but so pleased I did, the team helped me through it all from start to finish and answered all my questions when ever I needed to. I’m now in a very good place thanks to payplan and would recommend them to anyone. Reviewed on: 16th August 2021

A real life line

5
Payplan have really helped me I was in an absolute hell hole of debt and was so depressed and scared, Payplan not only helped me out on paper they supported me emotionally so I could see light at the end of the tunnel I never thought I’d be somewhere where I wasn’t worrying about money but here I am thanks to Payplan! Reviewed on: 16th August 2021

First class overall could not ask for better. Very pleased.

5
I unfortunately have had to use Payplan now for a number of years. Being in debt is traumatic. When I first approached Payplan I was made to feel like a normal person again although I had fallen onto hard times and felt very low. They managed my debts expertly, dealing with my creditors and working out my payments without leaving myself with nothing. Thankyou. Reviewed on: 16th August 2021

A Very supportive solution to debt management

4
Due to the size of debt Have been with payplan for long time, They have been very supportive throughout and now my dmp is nearly complete. Would recommend. Reviewed on: 16th August 2021

Very helpful

5
The staff have always been helpful. Do feel I have paid a extreme amount over what was originally owned over the past 13 years. Reviewed on: 16th August 2021

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