Smart Money People Logo

PayPlan: Debt solutions reviews

4.94
Based on 22,305 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22305)

Easy

5
I'm far from techno savvy cause I'm old but even I can manage PayPal Reviewed on: 7th August 2021

Fantastic customer service

5
I’ve been with Payplan a number of years now. They are always helpful. The customer service is outstanding Reviewed on: 7th August 2021

Brilliant FREE Debt Management Service

5
Payplan are very empathetic and non-judgemental to your debt situation. After initial consultation they will recommend the best Debt Management Plan for you, and this is review each year. They take work with your Creditors on your behalf, which take a huge wait of your mind. Why Pay others to manage your Plan, which in turns adds to your financial difficulties. Payplan is by far the best out there and FREE ! Reviewed on: 7th August 2021

There when most needed

5
As hope trickled away, payplan helped stem the flow, and plug the leak. Debt shouldn't create the levels of stress and anxiety it does, but in the fight to reduce these levels there is payplan. Reviewed on: 7th August 2021

Life Saver

5
I had a very large debt problem with multiple creditors. A very worrying situation to be in. Pay Plan were really helpful and still are in negotiating a plan for me. An outstanding company I feel very lucky to find them Reviewed on: 7th August 2021

They have given excellent service.

5
They have helped me and put solutions to my financial debit,I’m very happy with their service. Reviewed on: 7th August 2021

Wish we'd known about them sooner

5
Helped us manage our debts & alleviate ours worries & fears. Due to job changes & unforeseeable circumstances we found ourselves in an impossible situation we kept moving money from 0% to 0% credit cards thus getting into more debt, I wish we'd contacted them sooner but when you are working full time looking after a family & stressed this is not always easy to see . Helpful friendly service all round. Reviewed on: 7th August 2021

Lifesaving Service

5
I was in so much financial debt that I felt suicidal I could not tell my family how bad the mess I had got myself into I saw an advert on the TV for payplan and in desperation and as a last resort I contacted them The best decision I ever made They understood and did not judge or embarras me and worked with me to resolve my debts and allowed me to take control of my life again I have been on the plan several years now and they have supported and guided me all the way I can now see an end to my debts and this plan has enabled me to live normally again and I would urge anyone with any debt problems to talk to pay an and I promise they will never regret it Thank you PayPlan Reviewed on: 7th August 2021

Supportive

5
PayPlan have been so very supportive in helping me manage my debts, and move towards getting my life back Reviewed on: 7th August 2021

Peace of mind

5
I’ve been with pay plan more than 10 years and always found them very kind and helpful they take the stress out of debt, lve had no worries since signing up with them Reviewed on: 7th August 2021

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review