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PayPlan: Debt solutions reviews

4.94
Based on 22,306 reviews, last reviewed 22nd Jan 2026
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22306)

My PayPlan Experience

5
Totally changed my life in a positive way! Reviewed on: 6th August 2021

Owe money

5
when you are stupid and get yourself into trouble with lending money and you don't no what to do having pay plan there to help took all the pressure of me Reviewed on: 6th August 2021

Fantastic company

5
Friendly staff that are very helpful and app that gives you the tools to budget and plan to pay debts off in an affordable way. Reviewed on: 6th August 2021

Took the stress and anxiety out of my life

5
Rock bottom could not keep on juggling all the debts that had occurred during fighting for my husband’s private pension they put us into plunging debt for two years I just knew I had to get control back and then pay plan came into my life and through patience and understanding they helped me to breath again I am now less stressful and not afraid of the post coming through the door they have let me live again can’t thank them enough!! Reviewed on: 6th August 2021

Payplan gave me my sanity back

5
I am really not good with money and after I had a child I got into a mountain of debt and had undiagnosed adhd (which makes budgeting hard because of the way the brain works ) and credit meant I could get all the things I'd never had access to as a poor working class kid . Clothes. Holidays. Shoes. The list was endless but with no self control I got into a mess pretty quickly and was previously fairly OK with money but the added stress of having a child threw me for a loop. It had a bad effect on my mental health with creditors calling constantly. I knew I had to do something. I'm a bit better now with money. Payplan have been nothing but sympathetic, non judgemental and it is really easy. Reviewed on: 6th August 2021

Great service and personal attention

5
I always feel valued by Payplan and they listen to me as an individual Reviewed on: 6th August 2021

Debt relief eased

5
Ever since I hit financial problems in 2006 I was recommended by my staff association to approach Pay Plan who could offer help and advice. It was an extremely anxious time and the way Pay Plan guided me through the DMP process and set the plan with my creditors was a great relief to myself and family. Without their help I could have lost my job/career at the time if I was declared bankrupt or considered and IVA. At the start of my DMP it was very difficult coming to terms with what I could and couldn't use my income for but Pay Plan were always available to guide me through the initial phase and assist with any problems that arose. Thank you Pay Plan for guiding and helping me through my DMP. Reviewed on: 6th August 2021

Its It's really good

5
It's a great help from them by helping me to manage my fanincal difficulties, I do love to recommend to my family and friends Reviewed on: 6th August 2021

Helped with the burden of high pressure debts.

5
From I got in touch with PayPlan I have had a very heavy pressure lifted off my shoulders. They were able to help me get my debts and payments in an easy and manageable routine. Knowing that I had x amount to pay at a certain time of the month made my life a lot easier to handle and stopped me from giving up on myself. Big big thanks PayPlan. Reviewed on: 6th August 2021

Sorted my life out

5
So helpful they don’t judge you explained how it works and helps with all creditors , they sorted my life out Reviewed on: 6th August 2021

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