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PayPlan: Debt Solutions reviews

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4.94
Based on 22,308 reviews, last reviewed 12th Jun 2025
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Latest highest rating:

5

A nightmare?? Or a sweet dream?? Payplan provide more than expertise in debt management, the key to unlock the door to a more structured future and all in a friendly, compassionate an... Read more Reviewed on: 12th June 2025
Brendan's avatar
Brendan

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
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Chris Mitchell
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About this product

Are you an existing PayPlan customer? Please share your experiences with our community, and help others find out if PayPlan is the right product for them! If you're looking for PayPlan Debt Solutions reviews, then you've come to the right place. At Smart Money People, we're helping consumers find the best Debt Solutions product for them.

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PayPlan Debt Solutions reviews (22308)

Totally satisfied with assistance

5
Most of the worry and pressure taken away Reviewed on: 6th August 2021
Gavin's avatar
Gavin

its taken me a while but PayPlan have been there supporting me every step of the way

5
PayPlan have held my hand all the way through my debt management. i'm on the final leg and have been able to achieve paying back all my debts because PayPlan removed all the stress of the situation for me by dealing with the creditors, negotiating my payment plan through an easy to manage budget sheet and provided me with information on all the options available to suit my circumstances. They have also assisted in making me much better at managing my monthly budget and making sure I don't over commit myself in the future. Reviewed on: 6th August 2021
Sam Beecham's avatar
Sam Beecham

Fantastic Payplan

5
Payplan customer service is second to none, Vast knowledge of the industry and great advice, well done and thank you. Reviewed on: 6th August 2021
GC's avatar
GC

Debt

5
Always a pleasure with payplan. They are always on hand to assist with any query that I might have. Reviewed on: 6th August 2021
Pauline's avatar
Pauline

Perfect solution

5
Worked in partnership with Payplan to find the perfect solution for me and my creditors. Friendly and professional service from start to finish. The perfect solution to get me back on track. It all began with a phone call. Best decision I ever made ❤ Reviewed on: 6th August 2021
Marianne Adamson's avatar
Marianne Adamson

PayPlan is an outstanding debt management company. The reason being, they help to manage the repayment of your debt and leaves you with peace of mind

5
My journey with PayPlan so far has been an amazing one. Reviewed on: 6th August 2021
Sarah-Louise Odeje's avatar
Sarah-Louise Odeje

Pay plan saved us

4
Due to unforeseen circumstances my life suddenly fell into chaos and my personal situation changed drastically overnight. I approached payplan with my partner to seek advice and support in trying to financially manage what was a devastating blow regarding our income. The people were so nice and listened while I cried my way through many phone calls over the first few days of the changes. They have continued to support us and keep us informed and upto date with where we are in finding ourselves again. I genuinely believe they saved us from loosing our house. Thanks dosent seem enough. I would definitely reccomend them if anyone needs appropriate support and guidance. Reviewed on: 6th August 2021
Jackie Osguthorpe's avatar
Jackie Osguthorpe

Relatively okay

3
They do stop creditors from contacting you, but I have an IVA and my husband arranged his own repayments with his creditors outside of sn IVA. His creditors are not adding interest, are flexible to reduced payments etc and he retains a good bank account and a really good credit rating, I will have repaid more than my original debt and although paid off in 5 years I really wish I hadn’t gone to the Iva route where I have bad credit rating a basic bank account my employer knows via a credit check. I think you’d find creditors more reasonable to your own arrangements than you think and wouldn’t feel like a second class citizen who has to declare every single penny you have or spend. My husbands repayments are a 3rd of mine snd so although he’ll be paying it off longer than my 5 years (which I’m nearly at thd end of) it would be more affordable & less shame of an IVA in place. I just want rid of this now. You aren’t going to get away with only paying a percentage back - if you have to reduce or miss a payment they’ll just add it to the end of your plan which extends your end date and makes it feel like a debt trap. If you need creditors to stop hassling you as it’s causing depression or stress hen that is the benefit of Payplsn involvement but other than that make your own arrangement for repayment with your creditors Reviewed on: 6th August 2021
Euan Johnson's avatar
Euan Johnson

They have been fantastic with me over the years

5
I got introduced to PayPal some years ago, they have done everything to support me through a really bad time & sort things out with my creditors Reviewed on: 6th August 2021
Rachel's avatar
Rachel

Helpful and reassuring

5
Sympathetic always helpful and easy to deal with Reviewed on: 6th August 2021
Margaret martin's avatar
Margaret martin

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