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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Pay plan change my perspective

5
Remove the burden of debt, take away the pain and nights filled with fret. Perception, reflection, choose your direction. Pay plan …the natural selection Reviewed on: 24th June 2023

Stressless

5
I was having sleepless nights trying to keep abreast of my debts. Payplan took all my stress away and handled everything. I didnt have to fend off aggressive uncaring debt collectors any more. Payplan did everything I just pay my monthly contribution and Voila..I can get on with my life. Thank You so much Payplan Reviewed on: 24th June 2023

Debt is now manageable.

5
I had debt with several creditors and couldn't keep up with the monthly minimum repayments. It was causing me a lot of stress and worry. I contacted Payplan who worked out a budget with me and we set up a debt management plan. Payplan dealt with all my creditors on my behalf who all agreed to accept the reduced payment terms. My debt is now much more manageable and is slowly but surely coming down. I couldn't thank Payplan enough and highly recommend them :) Reviewed on: 24th June 2023

Excellence

5
All the advisors have been fantastic throughout day 1. I don’t know what I would have done without them. Reviewed on: 24th June 2023

Changed my life

5
So happy with everything Payplan has done for me! Prior to joining PayPlan I had sleepless nights and constant worry over my situation. I can truly say they have changed my life! Reviewed on: 24th June 2023

Stress release

5
Pay Plan took my financial stress away and allowed me to plan my future. They took away the chains that the credit card companies had tied to me. The best part was that Pay Plan communicated with the credit card companies for me, taking away my frustration at always getting "no" for an answer when I spoke to them. I would not have been able to survive financially without Pay Plan. 5 Star service. Reviewed on: 24th June 2023

Easy process

5
Taken all the stress away not having to deal with creditors it all done for me, and very professional Reviewed on: 24th June 2023

Takes the stress away.

5
As soon as I spoke to payplan and submitted my budget I immediately felt relieved of stress knowing I had their support and advice and that they would deal with my creditors. Reviewed on: 24th June 2023

A life saving service

5
I found myself in an impossible situation where I couldn’t see a way out. My anxiety was sky high!! I spoke to an adviser at PayPlan who talked me through how they could help. We worked out what I could afford to pay each month and made a plan. I now pay regular payments to my creditors through PayPlan and the letters and contacts from my creditors have virtually stopped. My anxiety has lowered considerably and I feel much more positive about the future. Thank you PayPlan Reviewed on: 24th June 2023

Excellent team

5
During a very difficult time, I was guided by the team all options were explained in plain English. Would certainly recommend. Reviewed on: 24th June 2023

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