Paid advertisement
Smart Money People Logo

PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

Literally life saving!

5
This is my third year and final year with PayPlan and my experience has been nothing but smooth sailing. From the beginning they suggested what kind of plan I should be on based on my outgoings. They consolidated all of my debt into one affordable monthly payment, took control of dealing with all of my creditors and took away all the stress I was having at the time getting bombarded with letters from creditors. They are available daily by easily messaging them in your mailbox or by phone and are always helpful and polite! I will be debt free in 3 months and if it wasn't for PayPlan I know that would not be possible Reviewed on: 21st June 2023

Very helpful

5
Staff are very helpful and understanding Reviewed on: 21st June 2023

Amazing company

5
I would recommend payplan , if it wasn’t for there help and support I don’t know where I would be right now, I started at 30 grand and I am finally nearly down to 12 grand , I feel my life is getting better . Please use payplan , even if you have your own house you don’t have to go bankrupt there is ways out Reviewed on: 21st June 2023

Helpful. Will do everything they can.

5
They did everything they could to sort of my finances Reviewed on: 21st June 2023

Friendly and Supportive team during a very stressful and difficult time in your life.

5
Each staff member at PayPlan have given me great support and the mental confort I really needed during an extremely stressful and troubling time for myself. The service and help they provide to people in desperate need is absolutely priceless, I will be forever greatful for them helping me to get back on my feet financially and alleviating the pressure and stress of being in a difficult financial situation. Reviewed on: 21st June 2023

Brilliant

5
Really happy with pay plan they have been excellent and extremely helpful throughout the years. i would recommend to anyone Reviewed on: 21st June 2023

Thank you

5
Can't say enough .when I was at my lowest they showed me the light at the end of the tunnel thank you everyone at payplan Reviewed on: 21st June 2023

A weight off my shoulders

5
After I lost my job my finances became out of control. I felt overwhelmed and bullied by creditors chasing payment and threatening court action. Payplan took care of everything, corresponding with creditors and agreeing a payment plan. They are always on the phone or contactable via message. I've only got a few months until I finish my plan and I am so grateful for their services. Reviewed on: 21st June 2023

To anyone who needs help .these are the best ones in the game

5
Got really in debt when I was young as a kid .didn't fink about about later on in life .I regret everything iv done of handerling my debts .now iv got 2 more year to go till I'm debt free and can move on and look forward to buying a family home for my wife and kids Reviewed on: 21st June 2023

Changed my life

5
Payplan took the crippling strain and angst out of my life when I was drowning in debt. I thought there was no way out for me, and my physical and mental health had suffered as a result. I was put in touch with payplan, who very quickly helped me get the situation under control, they took all the pressure off me by liasing with my loan companies and devised a repayment schedule. This free service changed my quality of life, I make my payments every month and have had no further harassing letters or phone calls to deal with. Thankyou payplan , for everything Reviewed on: 21st June 2023

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review