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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Outstanding service

5
When I first went to payplan I was in a real bad place financially and mentally! It was so degrading explaining my finances and the position I was in but payplan were very sympathetic and had a lot of empathy for me! There was no judgement from them as to the mess I had got myself in! They dealt with all of my creditors which took so much stress away from me so I could concentrate on getting better mentally wise! They continue to be supportive and non judgemental! Thanks to them I have reduced my debt significantly! Thank you Reviewed on: 19th June 2023

Helpful & friendly

5
They helped me during a difficult time during Covid - they are polite and approachable Thank you all xx Reviewed on: 18th June 2023

Life changing

5
I was scared and ashamed to ask for help. When I had tried everything and could see no other way out, I finally made this step. PayPlan was helpful and supportive from the second I spoke to them, making me feel at ease, no longer alone and in one phone call they changed my life. After years of struggle, I finally saw that there was a light at the end of the tunnel! Anybody struggling with debt and the effects this can have on your mental health, I urge you to contact PayPlan. Reviewed on: 18th June 2023

Empowered to live again

5
PayPlan offers a friendly and professional service that helps people to overcome the shame, guilt and the sense of loss of control, that is associated with being in debt. They offers plans that are easy to understand and maintain the debt payments. This empowered me to live again. Reviewed on: 18th June 2023

I'm pinching myself that I didn't contact Payplan years ago

5
The tragic death of my husband left me financially, and mentally broken. I struggled for nearly 5 years then someone recommended Payplan. The result, I have a plan in place but more importantly I can't believe how my mental health has been helped. They were wonderful, patient and understanding. A miracle, nothing less. Reviewed on: 18th June 2023

Best Customer service

5
The staff members are very supportive and helpful. Reviewed on: 18th June 2023

Extremely supportive

5
Extremely supportive and helpful Supported me through maternity leave, making payments manageable whilst on even lower income. Always quick to support with enquiries or annual budgets if needs be. Real life savers when my partner left. Reviewed on: 18th June 2023

PayPlan. A Lifeline.

5
I was sinking deeper and deeper into debt and didn’t know what to do until I read about PayPlan and asked for their help. They listened, worked out a budget and then contacted all my creditors and set up payment plans which left me and my family enough to live on and to pay my debts at lower amounts over a number of years. Wonderful, helpful company. Thank you. Reviewed on: 18th June 2023

Always there to help

5
PayPlan has always been sympathetic to our needs when we need extra help Reviewed on: 18th June 2023

Top class company.

5
Everything was explained in detail and in terms that were easily understood. All the staff I spoke to, via email or phone we’re very understanding, very empathetic and very knowledgeable on the whole finances situation. Cannot thank them enough for the advice and help they have given me to make a positive start to clearing my debts. Reviewed on: 18th June 2023

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