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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Great Service

5
My life has changed since PayPlanPlus got involved and came up with a fair solution for all. Reviewed on: 16th June 2023

Assuring, happy & reliable

5
Ex customer service, support and communication between creditors Reviewed on: 16th June 2023

My lifeline for stability and peace of mind

5
I wholeheartedly believe that PayPlan deserves to win the prestigious title of Best Financial Support Provider of the Year at the Consumer Credit Awards. Their unwavering dedication and exceptional services have played an instrumental role in transforming my life and helping me overcome immense financial challenges. When I found myself drowning in debt and overwhelmed with anxiety, PayPlan emerged as a beacon of hope. From the moment I reached out to them, they displayed empathy, professionalism, and an unwavering commitment to helping me regain control over my finances. Their genuine concern for my wellbeing shone through in every interaction, giving me the reassurance and support I desperately needed during that difficult time. With their guidance, I’m now on a Debt Management Plan that has turned my life around. PayPlan's comprehensive understanding of financial matters enabled them to craft a personalised and tailored to my specific circumstances. They meticulously assessed my income, expenses, and outstanding debts, creating a sustainable and realistic path towards financial freedom. What truly sets PayPlan apart is their relentless support throughout the entire process. They offered clear explanations, patiently answering all my questions, and ensuring I had a solid understanding of the steps involved. This transparency alleviated my fears and provided me with a renewed sense of hope. Through their negotiation skills, PayPlan engaged with my creditors on my behalf, alleviating the burden of constant phone calls and relentless collection attempts. With their assistance, they managed to secure reduced interest rates and affordable repayment terms, making the journey towards debt repayment more manageable. Beyond their expertise, it is the genuine care they demonstrated that truly sets PayPlan apart. Their team consistently went above and beyond to provide emotional support during challenging moments. They reassured me, reminding me that I was not alone in this journey, and instilled a sense of confidence that I could overcome my financial difficulties. Thanks to Payplan's tireless efforts, I can confidently say that I am on a path towards financial stability and a brighter future. They have helped me regain control over my finances and offered me a lifeline when I needed it most. Without their exceptional services, I genuinely believe I would have succumbed to the overwhelming stress and anxiety that accompanied my financial struggles. Thank you PayPlan! Reviewed on: 16th June 2023

Great for relieving pressure

5
Totally amazing service thank you for the support. Reviewed on: 16th June 2023

I love payplan

5
They’ve really helped me with my anxiety and stress towards my debit. They managed to put it all into one monthly affordable plan. Can’t I lent recommend highly enough. Reviewed on: 16th June 2023

Amazing

5
Always been understandable about my situation and helped me no matter what, great service Reviewed on: 16th June 2023

Understanding and helpful

5
They make me feel comfortable and helped Reviewed on: 16th June 2023

Peace of Mind

5
PayPlan handled my debt quickly and efficiently, and their staff are incredibly friendly, helpful and understanding. After a life changing accident last year I found myself out of work and unable to pay my credit card and loan repayments. I’ve never been in this position before and was really struggling emotionally with the debt. PayPlan were able to walk me through the simple process and the result has been all parties are content, and I can now focus on my recovery without worry or fear. PayPlan are absolute game changers! Thank you so much. Reviewed on: 16th June 2023

Excellent support

5
I was a total loss on how I could resolve my debt issues. Thankfully I was given details of PayPlan from a friend. I was so nervous with my initial contact with them but the gentleman I spoke to was so kind and helpful and reassured me throughout the conversation. We decided on the best plan for me and I have been following this ever since. I cannot thank the team enough for their support and kindness over the years and I would highly recommend their services to anyone like myself who felt lost and ashamed of my own situation. Thank you Payplan Reviewed on: 16th June 2023

Debt management plan. Advised and supported without judgrment.

5
PayPlanPlus has been life changing. I was losing control of my finances which resulted in unmanageable re-payments, increasing interest and missed payment charges. After a few months working extra shifts to raise extra funds to catch up, I then buried my head in the sand and ignored the phone calls, emails and letters asking for my monthly payments from my creditors. I was then introduced to PayPlanPlus. I can honestly say it has been life changing! They have supported me without judgement. They have explained everything clearly and responded quickly to my queries and concerns. Within a few weeks they have arranged a repayment plan that I can afford and am working towards being debt free. The relief and peace of mind is staggering. I can not thank PayPlanPlus enough. Reviewed on: 16th June 2023

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