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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

Review PayPlan: Debt solutions now

Help others make smarter decisions by sharing your own experience. Write a review

PayPlan Debt solutions reviews (22303)

life savers

5
pay plan have saved us from stress & sleepless night worrying about the pressure of debt collectors. speaking to them on our behalf and giving us a relax to slowly resolve our problems Reviewed on: 15th June 2023

Top notch

5
Have always been very helpful and are very kind and compassionate (especially at the beginning, when I was embarrassed etc about debt). Reviewed on: 15th June 2023

Stopped a spiral

5
I was in a bad place, both financially and mentally, and if it wasn't for the assistance recieved in setting up the debt plan that I'm on I would've had to go insolvent - which would've meant loosing my job. Thanks to them I'm able to stay employed in a job I love! Reviewed on: 15th June 2023

Peace of mind

5
I wasn’t treading water anymore I was sinking…quickly. Payplan alleviated a massive weight that was pulling me down. I pay 1 monthly payment and they sort out all the repayments to all my creditors. PayPlan also arranged my debts to be interest free which meant that the money I paid was actually making a difference and not just covering interest payments. My mental health has improved dramatically and I feel like I can see a light at the end of the tunnel. Reviewed on: 15th June 2023

Brilliant experience on my debt

5
Before payplan I was really struggling with my finances I was down and my mental health beacuase of it was getting worse since I've started my dmp they have help me get my finances on track and my mental health has got alot better honestly never thought I would be able to enjoy money again but payplan has helped me through it I really highly recommend people use payplan, they are there for you not for them selves brilliant company and should win this award so they get me vote 100 percent Reviewed on: 15th June 2023

1000% would recommend

5
We got our lives back after contacting PayPlan to help with our debts. The initial process took a while to set up but every detail was considered, even the small things you don’t even consider to be an expenditure. But we are well on our way to hopefully becoming debt free. And we’ve learnt our lesson with spending as well. Reviewed on: 15th June 2023

Lifesaver

5
Payplan really helped me with my debts they were so understanding with no judgement and sorted everything out I'm currently halfway through my dmp and honestly my situation now is really looking up .I can see an end to my financial worries finally ! Reviewed on: 15th June 2023

Gave me my life back

5
Pay Plan have enabled me to get my life back on track, by offering me help and assistance to get a budget sorted and make repayments. I am no longer afraid of opening post, and my mental health has improved. Reviewed on: 15th June 2023

Greatttttt

5
Hassle free have had no problems with payment no Hassle from companies have recommended to alot of people Thanks for your help and support Reviewed on: 15th June 2023

A great help

5
Due to unavoidable circumstances I found myself struggling to pay everything on time. I contacted payplan and within half an hour, they had sorted out a plan to suit my needs and helped me through all the next steps for contacting creditors Reviewed on: 15th June 2023

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