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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

No more stress or worry

5
Making the initial contact for the first step after doing some online research into my situation was the hardest part. Though once the enquiry form was sent it was no going back. Every step of the way, I was kept informed. No pressure to take products. The assessment gave me a few options. After deciding which option to take, everything was then set up. The budget is quite hard to start with, but I stuck at it and makes me budget better. Over the last couple of years there has been some challenges, and unexpected bills, but PayPlan were there to help either via phone or email. I have never felt judged by anyone or been treated badly, everyone I’ve dealt with has been helpful and friendly… I certainly don’t want to go through this process again, but do wish I got help years ago. I may have had a good credit rating and no missed payments in the past, but looking back I was just getting deeper and deeper into debt which felt like there was no way out…. I felt trapped with no way out. Thanks PayPlan for all the help and support to date Reviewed on: 1st August 2022

PayPlan Helped Manage My Debts

5
I have been with PayPlan for the past 2 years and they have helped me manage my debts without having to worry about my creditors chasing me for their money. They took care of everything from the word go. Reviewed on: 1st August 2022

Debt-Free at Last

4
It’s taken a decade or two but I’m now free from the debt that overshadowed my life for so long and Payplan made it happen for me. Over the years they guided me through and patiently handled my debt as my fortunes fluctuated. I couldn’t quite believe it when I finally got the email telling me I had payed everything off. I’m so grateful for their help! Reviewed on: 1st August 2022

Reliable and informative

5
Payplan are very reliable and informative. They always make sure you are happy 3everything they are discussing with you Reviewed on: 1st August 2022

Always prepared to help and support.

5
Advisors are friendly and always ready to support and help you. The process is easy and they make a worrying situation less stressful. The advise when needed and the renewal process is effortless. Reviewed on: 1st August 2022

Would not recommend

1
I have had the IVA with this company for 5 years and I wish I had used a not for profit company as I would recommend anyone who feels they need an IVA Reviewed on: 1st August 2022

T

5
Just the best they have been brilliant in helping me Reviewed on: 1st August 2022

Great people.

5
Been in debt now for a while. Messed Payplan about quite a bit but they have never given up on me. Totally trust them. Reviewed on: 1st August 2022

Payplan is the best!

5
Before going with payplan I was a nervous wreck. I was frightened to open mail and was bombarded with emails texts and phone calls from debt and cheap loan companies offering quick solutions. Thankfully that all stopped when I signed up with payplan they were and are amazing. Friendly caring people at the end of the phone any time they’re needed or a quick email away. Fantastic service I couldn’t put it any better ! Reviewed on: 1st August 2022

Life saver, Dependable, God sent, Responsible, Very efficient, not judgemental, Very supportive.

5
They were very patient and very supportive very kind and they were not judgemental. They rescued me. When I thought I was alone the good and kind people were there for me. They helped me through the most challenging times in my life. They gave me hope where there was no hope. I thought my life was going to end but they said it in a soft voice (Never to worry about the situation because there is a solution) . They treated me like a family. Without them I don't know what would or could have happened to me. I appreciate them and what they stand for. God bless them. Reviewed on: 1st August 2022

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