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PayPlan: Debt solutions reviews

4.94
Based on 22,303 reviews, last reviewed 22nd Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Debtmaster I had a debt problem and was offered help by PayPlan which exceeded my hopes and helped remove the burden of debt Reviewed on: 22nd January 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Very easy to deal with, set up everything for me and... Very easy to deal with, set up everything for me and the app is easy to use Reviewed on: 24th May 2024
Chris Mitchell's avatar
Chris Mitchell

About this product

PayPlan offers free debt advice.

You can access support online or over the phone. Once they understand your situation, PayPlan will share the options available to help you. When you’ve chosen the solution you want to move forward with, PayPlan will support you through the entire journey.

PayPlan debt advice reviews help you find out what it’s really like to be a customer. If you’ve used PayPlan before, you can also leave a review and share your experience.

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PayPlan Debt solutions reviews (22303)

Amazing when times get tough.

5
Debt is not easy, individuals circumstances are not easy, and I was put onto payplan by CBA (who's advice was questionable, like anyone's). But payplan have always been easy to deal with and understanding, they have helped me layout my budget, been flexible when circumstances change etc. Their staff are really friendly, although like anywhere I did get one bad experience, but that was purely a needle in a haystack situation. Bravio to PayPlan, would recommend them to anyone who is struggling with debt. Reviewed on: 22nd July 2022

Payplan are my savours

5
I would of lost everything if it wasn’t for Payplan. Thank you so much Reviewed on: 22nd July 2022

Amazing service

5
I’ve genuinely felt so looked after with payplan. They helped me with specialist advice as I wanted an IVA whilst being self-employed. I was expertly guided through the process and I couldn’t have asked for more. I’m now in an IVA and they’ve been brilliant through it all. I am so glad I chose PayPlan to help me. Reviewed on: 22nd July 2022

Fantastic service

5
Always available to help. Checked on us annually Great company. Don't judge you, and make you feel important. It's a tough decision choosing the right debt management company, and a horrible position to be in but payplan have been fantastic Reviewed on: 22nd July 2022

Saviour's

5
Payplan literally saved my life. I didn't know which way to turn but they listened and helped me put an affordable plan together. I owe them so much. They are easy to talk to make things very simple which suited my needs. I'd recommend them to anyone. Reviewed on: 22nd July 2022

Saved me

5
I was in a dark place financially in 2008, Payplan saved me and gave an option that meant I didn’t need to go bankrupt Reviewed on: 22nd July 2022

The Ultimate Debt Solution Provider

5
Payplan is genuine and professional in dealing with you and your creditors. These dealings can stop or reduce your interest rates, payment holidays and thorough assessment of your payments capabilities. Reviewed on: 22nd July 2022

First class and really helpful and respectfull

5
Paula has helped me so much through such sad and bad times , she really has helped me through my plan and I cannot thank her enough and payplan thanks a lot I really hope you guys win . Alan Reviewed on: 22nd July 2022

Very helpful

5
My experience with PayPlan has been really good all the staff are friendly and very helpful with me, they are always at the end of the phone if I need any questions answered or help with something I would definitely recommend them to anyone who’s in debt. Reviewed on: 22nd July 2022

Friendly service

5
Very friendly and helpful people plus exceptionally helpful and understanding. Reviewed on: 22nd July 2022

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